I have insured my new horn. Your homeowner's policy will only insure the horn against certain losses. Getting the rider will cover it for just about anything, including just plain losing it, having someone else intentionally damage it, dropping it off of the side of a boat, etc.
I think it's worth it. But, of course, it's all a matter of risk. Do you want to take the gamble of substantial damage or total loss, or do you want to pay the insurance company to take the gamble? Matt from Maine > ------------Original Message------------ > From: <[EMAIL PROTECTED]> > To: "THE LIST" <[EMAIL PROTECTED]> > Date: Sat, Oct-4-2003 4:09 PM > Subject: [Hornlist] insuring a horn > > Just asking advice on whether or not I should carry separate insurance on > my horn. The agent at State Farm said it required a rider ($40 annually) and > I did that. However, I would assume regular Homeowners' would cover it, > unless I am a pro, which I surely am not. The horn in question is a fairly > new Merker, and I never insured my other horns. TIA > > _______________________________________________ > post: [EMAIL PROTECTED] > set your options at http://music.memphis.edu/mailman/options/horn/mpollack%40gwi.net > > _______________________________________________ post: [EMAIL PROTECTED] set your options at http://music.memphis.edu/mailman/options/horn/archive%40jab.org
