REFINANCE YOUR HOUSING LOAN WITH OCBC BANK LOWER INTEREST RATE :
Variable Rate Package Package 1: Fees paid by Borrower Whole Tenure : BLR – 2.10% p.a. (Loan amount of RM300,000 & above) Whole Tenure : BLR – 2.00% p.a. (Loan amount of RM200,000 – RM299,000) Package 2: Fees paid by Bank Whole Tenure : BLR – 2.00% p.a. (Loan amount of RM300,000 & above) Whole Tenure : BLR – 1.90% p.a. (Loan amount of RM200,000 – RM299,000) BLR = 5.95% Margin of Advance : Up to 90%for landed property Up to 80%for non-landed property Overdraft Facility : Available at BLR - 1% (1st yr) & BLR + 0.48% (Thereafter) *Home Xtra : Non ZMC Package at BLR + 2.25%p.a. ZMC Package at BLR + 2.55%p.a. Benefits Daily rest interest calculation Long loan tenure of maximum 30 years or up to age of 65 years old No notice is required on extra payment to reduce your loan Flexible redraw option - capital repayment paid in can be taken out when in need of fund in future. Flexibility of converting your home loan portion to overdraft when you require in future Choice of housing loan or a combination of housing loan plus overdraft Choice of “Fees paid by Bank” package if you require the bank to pay for your loan cost Financing for Mortgage Reducing Term Assurance (MRTA) premium is available Free Standing Instruction on monthly instalment payment CALL/SMS : 012-2978980 / 016-3604400 EMAIL : [email protected] Website : www.myshahgroup.com Blog : www.shahrazali.com
