Just in case anyone missed it, Microsoft and Arcot finally announced integration of Passport with 3D-Secure.
http://news.com.com/2102-1001-942295.html One of the benefit of using third-party authentication service like Passport, AOL, and Liberty Alliance is that you don't end up with 10 passwords if you have 10 credit cards. People rememember ATM PIN because they usually have only one. One of the reason credit card PIN didn't take off is because a person typically has more than one credit card. Single Sign-On (SSO) is helpful too but not necessary. Best, Don Park Docuverse
