Having made minor contribution to Electronic Safety and Soundness: A Four Piller Approach; Public Policy Issues a new paper appearing soon at: http://www1.worldbank.org/finance/ in the e-security/e-finance section http://wbln0018.worldbank.org/html/FinancialSectorWeb.nsf/9f941053fd4293dc852569510022c5a0/77768cb67681ae7c85256d09005807df?OpenDocument from the Foward: Over the last decade technological advances have been revolutionizing the conduct of commerce and financial transactions. Technology has allowed financial services to be provided to a wider variety of institutional and retail clients at far lower transaction costs, with important implications for access to financial services. The advent of the Internet and advances in cellular, wireless, and satellite technology have multiplied the possibilities for moving digital information. Many emerging markets are aggressively adopting advanced technologies in efforts to bridge the ``digital divide.'' However, the increasing use of these technologies, especially in emerging markets, is not without risk. These systems, which rely on computers and the Internet technology backbone, are vulnerable to rapid, illegal intrusions that can disrupt, disable or corrupt critical infrastructure such as power, telecommunications, government, education, hospitals, and financial services. Privacy, security, safety and soundness are all at stake as service providers race to use these technologies to integrate functions and services at a higher speed and reduced cost. In a series of papers starting over three years ago, staff in the Financial Sector Operations and Policy Department in the World Bank have investigated the links between technology advances and financial sector development and access to financial services, with a particular emphasis on electronic security (esecurity) concerns. =================== past refs to world bank papers: http://www.garlic.com/~lynn/aadsm12.htm#12 TOC for world bank e-security paper http://www.garlic.com/~lynn/aadsm12.htm#30 Employee Certificates - Security Issues http://www.garlic.com/~lynn/aadsm12.htm#37 Legal entities who sign http://www.garlic.com/~lynn/aepay12.htm#25 Cyber Security In The Financial Services Sector http://www.garlic.com/~lynn/2002j.html#63 SSL integrity guarantees in abscense of client certificates http://www.garlic.com/~lynn/2002l.html#24 Two questions on HMACs and hashing http://www.garlic.com/~lynn/2002p.html#50 Cirtificate Authorities 'CAs', how curruptable are they to http://www.garlic.com/~lynn/2003h.html#29 application of unique signature -- Internet trivia, 20th anv: http://www.garlic.com/~lynn/rfcietff.htm
