[ https://issues.apache.org/jira/browse/FINERACT-1330?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel ]
Rahul Pawar updated FINERACT-1330: ---------------------------------- Affects Version/s: 1.7.0 1.8.0 1.9.0 > Pay Charge & withdrawals is violating Overdraft conditions on current and > past Transactions > ------------------------------------------------------------------------------------------- > > Key: FINERACT-1330 > URL: https://issues.apache.org/jira/browse/FINERACT-1330 > Project: Apache Fineract > Issue Type: Bug > Components: Charges, Savings > Affects Versions: 1.3.0, 1.4.0, 1.5.0, 1.6.0, 1.7.0, 1.8.0, 1.9.0 > Reporter: Francis Guchie > Assignee: Rahul Pawar > Priority: Major > Attachments: image-2021-03-10-23-45-06-414.png, > image-2021-03-10-23-45-21-854.png, image-2021-03-10-23-45-37-975.png, > image-2021-03-10-23-45-57-298.png, image-2021-03-10-23-46-46-146.png > > > h1. To better understand this issue start from FINERACT-1147 > Fineract uses future balance to effect transactions thus violating other > rules like OVER-DRAFT disabled > * Create a client on 01 Jan 2021 > * Apply a savings account on 01 jan 2021 – *OVER DRAFT NOT ALLOWED* > * Add transactions 4Jan2021 of 50k, 5Jan2021 of 150k and 13 Jan2021 of 500k, > 1 Feb2021 of 500k to make a total of 1.2million on the account > * Now make a withdrawal on 29 Jan2021 of 900,000 > !image-2021-03-10-23-45-06-414.png! > ## Fineract should reject this transaction since overdraft not allowed and > because 900K > 700k available balance below is the message- this message is > in place !image-2021-03-10-23-45-21-854.png! > * Now let’s add a savings charge of 900,000 due for 29Jan 2021 and pay it up > on 29 Jan 2021 !image-2021-03-10-23-45-37-975.png! > * Lets pay the charge on 29Jan 2021 !image-2021-03-10-23-45-57-298.png! > * On submission the charge gets paid getting the Account into Negative on > 29Jan 2021 yet this account's Over-draft is disabled > !image-2021-03-10-23-46-46-146.png! > *Two issues here* > * Overdraft is disabled but the rule has been violated > * Fineract is using real-time balance (in my view) to effect back-dated > transactions > The rule of thumb should be the “balance at transaction date” to be > considered during transactions and not available balance -- This message was sent by Atlassian Jira (v8.20.10#820010)