alberto-art3ch opened a new pull request, #6425:
URL: https://github.com/apache/fineract/pull/6425

   ## Description
   
   Adds the optional `charges` parameter to the Working Capital loan product, 
mirroring how a term loan product declares the charges it offers: new 
`m_wc_loan_product_charge` join table, `charges` on POST/PUT, and the resulting 
list exposed on the product GET and on the account template 
(`loanData.product.charges`).
   Unlike term loans, only charges defined with `chargeAppliesTo = 
WORKING_CAPITAL_LOAN` and matching the product currency can be attached, and a 
charge offered by a WC product can no longer be deleted or deactivated.
   The association is a catalogue and does not constrain what may later be 
applied to an account; the product template now returns real `chargeOptions` / 
`penaltyOptions` instead of the previous empty placeholders.
   
   [FINERACT-2455](https://issues.apache.org/jira/browse/FINERACT-2455)
   
   ## Checklist
   
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