oleksii-novikov-onix opened a new pull request, #6440:
URL: https://github.com/apache/fineract/pull/6440

   ## Description
   
   Description:
   
   When a Working Capital product has no accounting (NONE), accruals and 
accrual adjustments should not be created, but discount fee amortization and 
amortization adjustments should.
   
   Already in develop:
   
   1. Accruals and accrual adjustments are not created for products without 
accounting.
   2. Amortization and amortization adjustments are created. Only their journal 
entries depend on accounting.
   
   This PR adds:
   
   1. Two remaining places could reach accounting code without checking whether 
the product has accounting. Both now check it, which matches how regular loans 
behave.
   
       - Undo of a discount fee adjustment: accounting code could block it when 
accounting for the office was closed for the current date, even though the loan 
has no journal entries.
       - Undo disbursal: no visible difference for these loans, since accruals 
are not created without accounting. The check keeps the rule consistent.
   
   2. E2E tests for the cases that had no coverage for products without 
accounting:
   
       - amortization adjustment and its undo while accounting is closed;
       - real-time accrual and undo disbursal;
       - accrual on loan closure;
       - final amortization on charge-off.
   
   
   ## Checklist
   
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