Cocoa-Puffs commented on PR #6488:
URL: https://github.com/apache/fineract/pull/6488#issuecomment-5814997934

   ## UC4 (C85466) fixed
   
   Both rejected dates moved to 02 January 2026, one day before the 03 January 
business date, so they are backdated again.
   
   ## UC5 (C85276) fixed, and the product step reverted too
   Correct: this scenario only asserts stored action history plus one COB, so 
the frequency was never what made it slow, the 01 June → 03 January move is the 
entire saving.
   
   I went slightly further than suggested and reverted the product step as 
well, back to Admin creates a new Working Capital Loan Product with breachId 
and overrides enabled. The custom 6-day breach product was no more load-bearing 
here than the 6 DAYS reschedule frequency was. So UC5's diff is now purely the 
date change, with 2 | MONTHS restored in all three action tables and in the 
expected history.
   
   ## delinquencyGraceDays 3 fixed
   It is now empty in all 18 rows this PR introduced. What the replacement now 
changes is only breachFrequency / breachFrequencyType, 2 MONTHS → 6 DAYS, which 
is the actual lever.


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