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https://issues.apache.org/jira/browse/FINERACT-3006?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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Piotr Wargulak reassigned FINERACT-3006:
----------------------------------------
Assignee: (was: Piotr Wargulak)
> A fee added to an overpaid progressive loan reads as paid, but no transaction
> pays it
> -------------------------------------------------------------------------------------
>
> Key: FINERACT-3006
> URL: https://issues.apache.org/jira/browse/FINERACT-3006
> Project: Apache Fineract
> Issue Type: Bug
> Reporter: Piotr Wargulak
> Priority: Major
>
> Adding a specified-due-date fee to an overpaid progressive loan
> (advanced-payment-allocation-strategy) can leave the loan both owing and
> owed: the fee is marked paid, no transaction pays it, and the overpayment
> stays the same.
> Measured (one fee of 1.00, loan overpaid by 6 200.00, status 700):
> * the charge reads {{{}paid: true{}}}, {{amountPaid}} 1.00, outstanding
> 0.00, with a paid-by row on the old repayment;
> * that repayment is unchanged (its overpayment portion is still 6 200.00),
> no new transaction, no journal entry;
> * the loan stays Overpaid with {{totalOverpaid}} 6 200.00, while
> {{summary.totalOutstanding}} and the installment's fee outstanding read 1.00.
> Trigger, from eight variants:
> * BUG: a non-penalty fee, due after the overpaying payment, in an
> installment whose own fee is already paid.
> * OK: a fee due before the overpaying payment (the repayment is replaced,
> overpaid 6 199.00, ledger consistent); a penalty on the same date; a fee in
> an installment that had no fee; an active (not overpaid) loan with prepaid
> installments; a fee due the day after a refund of the overpayment.
> * Refund of the overpayment and the fee due the same day: the loan reopens
> with 1.00 outstanding, but the charge still reads paid by the old repayment.
> Steps to reproduce:
> # Progressive loan, no interest, an installment fee or specified-due-date
> fee in each installment.
> # Repay the whole loan plus an overpayment in one repayment (status 700
> Overpaid).
> # Add a 1.00 specified-due-date fee due after that repayment, in an
> installment whose fee the repayment paid.
> # Read the loan: the charge is paid, the repayment is unchanged,
> {{totalOverpaid}} is unchanged and {{totalOutstanding}} is 1.00.
> Where it goes:
> {{LoanChargeWritePlatformServiceImpl}} (:255-279) sets {{overpaidReprocess}}
> and runs a full replay;
> {{AdvancedPaymentScheduleTransactionProcessor#processOverpaidTransactions}}
> then records the fee as paid, but the amount is not taken from the
> overpayment, so {{useOldTransactionIfApplicable}} keeps the old repayment and
> copies only the paid-by mapping.
> Expected:
> the fee is paid from the overpayment (the repayment is replaced and the
> overpaid amount drops by 1.00), as it is for a fee due before the repayment.
> Workaround:
> refund the overpayment first and date the fee after the refund.
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