Peter,

        Provided you do not have any accounts on your machine that do not 
require a password to log in, a password certainly provides an added layer of 
security as far as someone simply picking up your computer and being able to 
use it if it were left somewhere.  

        When it comes down to it, protection of actual physical access to your 
computer (or smartphone, or other device) is your absolute best line of defense 
against unauthorized use.

         All security measures deal with making it more difficult for the 
unauthorized to gain access to your information if they have somehow gained 
access to your hardware (whether physically or remotely).  There has yet to be 
a security protocol invented that cannot be broken into by someone.

         User account control is more focused on what a user authorized to use 
the computer can and cannot do as far as tweaking the system itself.

Brian

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