--- [EMAIL PROTECTED] wrote: > Researchers at Cambridge University in England have > identified a new > phobia - "financial phobia"
> In my case, this was > being a student > and going to the cash machine (ATM) ONE day after my > grant had > arrived -- which was supposed to last me for three > months -- and > being told I already had an unauthorized overdraft, > meaning I had > already spent my next three months' worth of money > before I had even , and it has definitely affected me. > Even now, if I > know I have money in an account, if I have to use an > ATM, I stand > there shaking, waiting for that same old horrible > message to appear, > or a hand to reach out and grab me because I still > owe Barclays money > for their overdraft letters. I've been there for the last seven years or so. Sometimes when I go to get cash from the ATM, I feel like I'm playing the slot machines, or like it's Russian roulette and I *might* get enough cash out for groceries, but more likely the thing's going to blow up or something. However I've just renegotiated my mortgage and I *think* I might be able to live like a so-called normal human being again - but I'm so used to being hit over the head that I figure it's still going to happen. Like it's a dangerous thing to get too optimistic about anything because there's always a new twist. I cringe just thinking about this stuff. Lately it's got to the point where, if I do have extra money any given day, I want to spend it all to celebrate. It never used to be that way. ===== Catherine Toronto ______________________________________________________________________ Post your free ad now! http://personals.yahoo.ca