It is a mini Bank functioning at our doorstep It is very good programme of the 
development of the country.  It was started in Bengladesh and India Government has 
found it as a very good means for development. People who are below poverty line can 
get much benefit through SHGs. Government will give a revolving fund for these groups 
after six months of formation, if they function well. The groups have monthly meting 
regular saving and internal lending they can get loans for income generating 
programmes.

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