Morgan Stanley - Update on recent developments

Good Morning,

 

I am writing to update you on two significant announcements that Morgan Stanley 
has made on September 22, 2008. First, the U.S. Federal Reserve has approved 
our application to become a Federal Bank Holding Company. As a result, Morgan 
Stanley will become the fifth largest Bank Holding Company with almost $1 
trillion in assets and will be regulated by the Federal Reserve. Second, we 
have entered into a letter of intent for a global strategic alliance with 
Mitsubishi UFJ Financial Group, Japan's largest banking group and the world's 
second largest commercial bank with more than $1.1 trillion in deposits.

 

Morgan Stanley has taken these important steps to provide the Firm with maximum 
flexibility and stability to pursue new business opportunities as the financial 
marketplace undergoes rapid and profound changes.

 

Morgan Stanley has been aggressive this year in maintaining strong capital and 
liquidity positions. In our third-quarter earnings, we reported average total 
and parent liquidity of $175 billion and $81 billion, respectively. In terms of 
financial results, in the third quarter, we achieved net revenues of $8 
billion, earnings per share (EPS) of $1.32, and return on equity (ROE) of 
16.5%. That marks our third consecutive quarter of solid profitability and 
positive book value growth. We delivered these strong returns despite very 
challenging markets over the past few months.

 

Our asset management business continued to see strong growth, with net inflows 
of US $ 1.6 billion during the last quarter, our eighth consecutive quarter of 
positive flows. Current assets under management or supervision as at August 31, 
2008 stood at US $ 570 billion.

 

We are strongly committed to building out our mutual fund business in India, 
and remain on course to increase our product offerings for retail and 
institutional clients, and forge strong partnerships with key constituents in 
the marketplace through various initiatives.

 

For e.g. over the last quarter, we have taken significant steps to improve the 
level and breadth of investment related communication to our key distributors 
and clients, which we believe is appropriate in the current market environment. 

 

Thank you for your continued support during this extraordinary period. We look 
forward to working with you to navigate these difficult markets and to continue 
to serve your needs.

 

If you have any questions about these developments, please do not hesitate to 
give me a call.

 

Sincerely yours,

 

Anthony

 

Anthony Heredia, Executive Director
Morgan Stanley | Investment Management
4/F Forbes Building | Charanjit Rai Marg
Mumbai (Ex Bombay), 400 001



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