AHMEDABAD: Anand Patel, a hotelier in New Jersey who hails from Nadiad, has 
just called up his brother Dilip to find out more about NRI deposits in Indian 
banks. Anand told him he wanted to send him $1,00,000 for safe keeping, because 
he was worried about the turmoil in the US financial markets. 

Many others have already made the move, much to the delight of public sector 
banks. Far from getting hit by the turmoil in the US financial markets, the 
collapse of American banking has turned out to be a blessing in disguise for 
Indian banks, now being seen by NRIs as a safe place to park their funds. 

In recent weeks, many US-based NRIs have switch their funds from US based 
entities to Indian banks by way of NRI deposits. For instance, SBI in Gujarat, 
which had mopped up NRI deposits worth Rs 290 crore in the last five months, 
has collected over Rs 150 crore in September alone. "The spurt can be mainly 
attributed to the financial crisis in US markets," said HC Pattnaik, chief 
general manager, SBI, Gujarat. The depreciation of rupee and rising rate of 
interest for fixed deposits in foreign currency have made NRI deposits 
attractive, Pattnaik added. 

In September, rupee has depreciated over 11 per cent against the dollar, from 
Rs 42.85 to Rs 47.68. Besides, in order to lure NRIs, RBI had recently 
increased rate for deposits in foreign currency from Libor (London Inter Bank 
Offer Rate) minus 75 basis point to Libor minus 25 basis point. 

"We are seeing a surge in NRI deposits and it is expected that momentum will 
increase," GG Joshi, general manager, Bank of Baroda, said. MV Nair, chairman 
and managing director, Union Bank of India, said good amount of money will flow 
back into the country looking at the current scenario
http://economictimes.indiatimes.com/Scared_NRIs_find_Indian_banks_safer/articleshow/3558724.cms
Large desire is endless poverty.






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