The advances of the bank have witnessed a CAGR of 45% over 2004-08 which has 
resulted into higher  Net Interest Income for the Bank. Adding it up the 
unfailing other income growth enhanced bank's Net Profit with 31% CAGR growth 
during last five years. We think that bank's CASA level above 40% of its 
deposit and under Net NPA's than its industry average will continue to  climb 
financials of the bank in the future. At CMP of Rs 663 the stock is trading at 
2.74x P/BV ratio, we recommendate Axis bank to 'Buy' below Rs 630.

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