Indian Banks' Association on Sunday said that its member banks would help 
mutual funds and non banking finance companies (NBFCs) to meet thei  
r funding needs at competitive rates in the wake of a slew of measures 
announced by the Reserve Bank. 

Speaking at a press conference here, K Ramakrishnan, chief executive of Indian 
Bank Association said RBI has taken several measures which should ally fears 
about liquidity and credit crunch and mutual funds and nbfcs can now acess 
additional Rs 40,000 bank funding to meet their liquidity needs. 

Many mutual funds had recently run into trouble following sudden liquidity 
crunch that occured amid sharp fall in stock markets and had difficulty meeting 
redemption requests from corporates. 

He said," IBA has sensitized member banks to consider requests for liquidity 
support by nbfcs and mfs liberally and provide funds at competitive rates". 

He indicated the interest rate would be in the region of 11 to 12 per cent. 

He said IBA had invited Association of Mutual Funds of India chief A P Kurian 
on Friday and assured him the banks would meet the liquidity needs of the 
mutual funds. 

"IBA will act as via media to help mutual funds get funds," he said. 

When asked about the quantum of fund requirement by the mutual funds and nbfcs, 
he said there are no estimates about requirement but banks presume that there 
is demand for funds. 

One mutual fund has already approached IBA and a few more are likely to 
approach next week, he said. 

As per estimates, the Reserve Bank of India has made available additional 
liquidity of a massive Rs.2.80 lakh crore through a series of rate cuts and 
other measures announced over the last few weeks. 

Meanwhile, M V Nair, chairman and managing director of Union Bank said interest 
rate on bank deposits as also lending rates are set to come down following the 
RBI measures. 

He observed there is now no pressure on banks to raise deposits at higher 
rates. The cost of funding for banks will go down due to RBI measures like CRR 
and Repo rate cut which will reflect in the lending rates offered by banks. He 
said Union Bank will take decision on new rates next week. 

http://economictimes.indiatimes.com/Banks_will_meet_liquidity_needs_of_mutual_funds_NBFCs_IBA/articleshow/3665560.cms
"All you need is ignorance and confidence; then success is sure."









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