Hello KMM development team,
Thank you for all of your hard work in providing this great application to the
community!
This email is in response to the posting:
https://forum.kde.org/viewtopic.php?f=69&t=151615&sid=739d46f85c0ef7cbb5edf6a3992b2d08
I'm using KMM 4.8.1 on Win 10 Pro x64 (build 10.0.16299) as of this writing: 27
MAR 2018. Admittedly I've not used KMM on Linux, and thus am not on the
current release. Therefore, I'll apologize up front if some if this was
already addressed or not-applicable.
General
* [New] Navigation history; akin to browser's back and forward buttons.
* [New] Add some level of file-based security, such as password protection
and/or file encryption.
Accounts
* [Change] Ability to change account type after creation. I ran into this
need during initial setup; as imports were having problems, so this may be more
of a problem solved via documentation.
* [Change] Add last-reconciled date to Accounts summary
Schedules
* [Documentation] Establishing the scheduling frequency using the two combo
boxes wasn't intuitive. Fortunately, through trial and error, I was able to
figure it out using the text of the Frequency column on the Scheduled
transactions list view. In plain language 2 WEEK was displayed Every other week.
* [New] Scheduled transactions for credit card payments should grab the
balance of the credit card's account ledger at the date of the transaction; or
at least the current balance.
* [Documentation/New] Transactions that buy shares are clunky (Bank ->
Brokerage -> Investment) in that it takes twice as many scheduled tasks to
transfer the funds, plus it leaves at one of these accounts never getting
reconciled. Documentation improvement is definitely required; but it may be
helpful to make it so a composite transaction can address moving the funds to
all appropriate accounts in one entry. Also, there doesn't seem to be an easy
way to make payroll deductions for investments. The split only permits
category assignments. More on that in the Ledger recommendations.
* [personal note for follow-up] The behavior and settings required to
auto-enter scheduled transactions don't work as I expect; but I'm not yet able
to articulate the concern.
Ledger/Transactions
* [New] Create a paycheck form for entering transactions. Create
tabs/sections for wages, pre-tax deductions, taxes and post-tax deductions.
Include the ability to make transfers to other accounts, such as savings and
investments. Much of this can be done with additional transactions; but adding
this feature would greatly streamline the process and improve accuracy.
* [New] Option to swap keystrokes used to edit [Enter] or add [Ctrl+Ins] a
transaction. Data entry would be must faster using the enter key to create new
transactions and reduces the likelihood of accidental edit of committed
transactions.
* [Fix] Selected tab is not clearly identified and leads to incorrect
transaction types. This is likely a rendering issue in windows.
* [Documentation] I don't recall the documentation mentioning that a double
click in the number field will enter the next check number; assuming the last
number was set in account settings first.
* [Change] Tab-order on transaction form, although correct in field order
(top/down, left to right), it is not intuitive or efficient for data entry.
For repeated transactions based on last entry, once the payee is selected the
most likely thing to change are date and amount. Currently it takes 5-6 extra
tabs to get there. Over the course of a month's worth of entries, that adds up
to lots of keystrokes. For all transactions the split needs to come after the
amount or the user will get errors on mismatched amounts. Yes, you can update
the total when exiting the sub-form; but entering the total up front would
segue into the next topic: Splits.
Splits
* [New] If the amount of a transaction was entered before creating a split,
provide the option to auto-divide remaining balance after splits are entered
proportionally as taxes against each line in the split. This assume the user
doesn't want/need to track sales taxes as a separate category and wanted to
track each category as the cost of goods with taxes.
Example:
* Transaction gross is entered as 50.00
* The split was two entries. Line A for 10.00 and line B for 30.00.
* The taxes on the receipt would be the remaining 10.00.
* Upon exit, total 40 != 50, therefore KMM asks if user wants to split
the rest as taxes, go back to correct, update total with new value or leave
as-is.
* Selecting to add taxes would re-calculate each split line as:
* Line amount += (Transaction gross - current sum of splits ) * (
Line amount / current sum of splits )
A follow-on feature to this would be enabling categories with individual
taxable rates (for those that want to get very granular with their personal
finances).
* [Change] Inside a split, pressing a number key should default to updating
the amount not the category.
* [Change] Permit transfers to other accounts. The paycheck feature would
require this; but it would also enable users of debit cards with auto-save
features to direct debit their 'virtual change' to a savings account.
Importing/Matching/Reconciling
* [New] During reconciliation only, is it possible to perform a match AND
accept at the same time.
* [Fix] Matching transactions is inconsistent. If you want to keep the
details in transaction A when matching to B, sometimes you have to click A then
perform the match command while over B and other times the complete inverse is
true. I'm not sure what
Documentation
* Several key procedures deserve a sample walk-through. The documentation
does a decent job of explaining settings and other functions, but sometimes
that is not enough to complete a process from start to finish. It took a lot
of trial and error (IE: Skipping saving the file and repeating several times)
to get it right. In particular, I had substantial difficulty in the following
tasks:
* Migrating data to KMM and getting a clean configuration to work with.
Some manual prep in the export file and inside KMM were required to get clean
imports. Using the raw QFX/QIF/CSV led to odd settings that couldn't be
changed once created, such as incorrect account types.
* Reconciling the imported data to establish a baseline.
* Importing bank statements and monthly reconciliation
(accept/match/clear).
* Defining a paycheck transaction.
* Configuration of investments, stock quotes and scheduling investment
transactions.
Thank you for the opportunity to contribute my feedback. Please let me know if
I can be of more assistance or if further clarification is needed.
Eric
