Yes both Medicare Supplement (i.e."Medigap") and Medicare
Advantage plans are provided by For Profit corporations (and that might be
a big part of the problem) BUT both Medicare Supplement and Medicare
Advantage plans are regulated by both the State and Federal governments and
both types of plans are totally controlled as to the rates that they can
charge those who buy the plans. And thus both the State and Federal
government is allowing - and approving - rates that charge people who live
in a majority Black or Latino areas more than those who live in majority
White areas.
And by the way it is virtually the same issue - but the
Medicare Supplement and Medicare Advantage plans are also cheaper in areas
which have a higher median income than in poorer areas which have a lower
median income.
And the reason that the Medicare Supplement and Medicare
Supplement and Medicare Advantage plans are more expensive in poorer and
Black and Latino majority areas is that the health is on the average worse
among the people that live there thus the medical expenses are on the
average higher for those buying the plans from those areas thus they are
charged more for the plans.
So we then charge those who cannot afford to pay for their
medical care more for their Medicare because they have not been able to
afford to get good Medicare in the past. And then the Medicare Supplement
and Medicare Advantage Companies hide the whole distortion of rates in a
maze of regulations.
WHY DO WE ALLOW THIS!!!!
From: change-li...@yahoogroups.com [mailto:change-li...@yahoogroups.com] On
Behalf Of Richard
Sent: Thursday, September 13, 2012 10:57 AM
To: change-li...@yahoogroups.com
Subject: RE: [change-links] Blacks and Latinos are charged more for Medicare
plans than Whites are charged
Not to dispute your unproven ZIP thesis, Jim, but I do note both Medigap and
Advantage are For Profit Plans which may well partly account for their too
normally flagrant behavior.
Here in white El Dorado County I pay $106/mo for my Advantage plan but have
to drive a long ways to the Sacramento area in order to take advantage of
its benefits.
From: change-li...@yahoogroups.com [mailto:change-li...@yahoogroups.com] On
Behalf Of im DeMaegt
Sent: Thursday, September 13, 2012 10:19 AM
To: change-li...@yahoogroups.com
Subject: RE: [change-links] Blacks and Latinos are charged more for Medicare
plans than Whites are charged
Richard wrote: " Never knew that but recall Medicare
Supplement, Advantage, and Medicare (general) are diff things. "
Yes, of course. But Medicare Supplement and Medicare
Advantage plan rates are regulated by both the Federal and State
governments. And thus both the Federal and State (in California at least)
do allow and have approved, the higher rates for Medicare Supplement and
Advantage plans for those living in Zip code areas in which there are a
majority of Blacks or Latinos. People living in zip code area in which there
are a majority of Whites ALWAYS pay less. (and yes I mean if the age, gender
and medical conditions are the same)
From: change-li...@yahoogroups.com [mailto:change-li...@yahoogroups.com] On
Behalf Of Richard
Sent: Thursday, September 13, 2012 10:03 AM
To: change-li...@yahoogroups.com
Subject: RE: [change-links] Blacks and Latinos are charged more for Medicare
plans than Whites are charged
Never knew that but recall Medicare Supplement, Advantage, and Medicare
(general) are diff things.
Some interesting info re coming changes to Medicaid here:
http://healthaffairs.org/blog/2012/09/10/medicaid-expansion-a-closer-look-at
-vulnerable-populations-and-state-coverage-opportunities/?utm_source=rss
<http://healthaffairs.org/blog/2012/09/10/medicaid-expansion-a-closer-look-a
t-vulnerable-populations-and-state-coverage-opportunities/?utm_source=rss&ut
m_medium=rss&utm_campaign=medicaid-expansion-a-closer-look-at-vulnerable-pop
ulations-and-state-coverage-opportunities>
&utm_medium=rss&utm_campaign=medicaid-expansion-a-closer-look-at-vulnerable-
populations-and-state-coverage-opportunities
From: change-li...@yahoogroups.com [mailto:change-li...@yahoogroups.com] On
Behalf Of im DeMaegt
Sent: Thursday, September 13, 2012 9:35 AM
To: change-li...@yahoogroups.com; laamn@yahoogroups.com
Subject: [change-links] Blacks and Latinos are charged more for Medicare
plans than Whites are charged
Is everyone aware that Medicare Supplement and Advantage
plans are priced according to the Zip code that people live in?
And is everyone aware that (in all of Southern California
and actually in most of the country also) in All the zip codes in which
there is a majority of Black or Latino residents the Medicare Supplement and
Advantage plans are priced higher than in the zip codes in which there is a
White majority of residents ? WOW! WHY DO WE ALLOW THAT??? And not even any
protests - that I am aware of anyway-What is going on with this?
_
Change Links Progressive Newspaper.
Act. Act in Love and Spirit.
<http://geo.yahoo.com/serv?s=97476590/grpId=1100933/grpspId=1705063985/msgId
=104397/stime=1347554099>
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