Hotels have ATMs into which one can feed the plastic (credit/debit card) and get cash. Many foreign banks give their own debit cards - not a Visa or Mastercard. My Debit cards are Visa and the only sterling we enter England with is enough for tips and incidentals until we get to the village we stay in. We use the ATMs and the exchange rate is much better than money-changing venues.
Betty Ann in Roanoke, Virginia USA

Except that many of the vendors at IOLI are cash or personal check only, so having a supply of US currency for shopping in the sales room is essential.
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Mary, in Baltimore, MD
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