On Sun, Aug 16, 2015 at 5:33 PM, Mark Scannell <[email protected]> wrote:
> Hello everyone! > > So I've been keeping personal books, and now joint, for more than five > years. It's pretty comprehensive at this point. First gnucash and then > converted over to ledger. > > I've always had a very good intuitive sense of how I'm doing based on > regular incomings being greater than outgoings, and I want to really move > beyond this -- it really seems that no matter what reports I put together, > I fundamentally revert back to this intuition as a gut-check. > > Some challenges and reasons to move beyond this: > - Income can be occasional, monthly, more secure or less secure (eg bonus, > shares). This is becoming more significant for me. > - Long term savings can be locked-in pension, cash, or various forms of > long term investments that are sellable (eg buy-to-let, ISA accounts) > - Expenses can be optional. Some things can be dropped without significant > impact. (Holidays, renovations) > - Expenses aren't regular. Some are prepaid for a year (eg insurance), > some are prepaid for a few years (eg car). > - Expenses can be time-bound. Specifically, large childcare expenses > aren't forever. Or lost-income due to unpaid maternity time. > > Some reports I'd love to get: > - See how I'm trending. How would my change of net worth be in 12 months > if I continue on the same course? > I'm doing this here, plotting it over time, fitting a line over the last four months and extending into the future for fun: https://bitbucket.org/blais/beancount/src/014384bd90091e48ebc5b1f3d2dc48bd8639103d/experiments/net-worth-over-time.py?at=default -- --- You received this message because you are subscribed to the Google Groups "Ledger" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. For more options, visit https://groups.google.com/d/optout.
