I got answer regarding the cost of 17 of the 20 units being proposed by CIVICO 
for the Panetta property.
The 1800 sq ft units will sell for $1mill, the larger ones will go for $2-3 
mill.
The income required to afford the “starter” million dollar home is $225,000, 
with 20% down ($200,000) and a thirty year fixed rate at today’s rate.

Is this the “missing middle?"



> On May 30, 2025, at 3:59 PM, Don Seltzer <[email protected]> wrote:
> 
> Sara,
> 
> Please do not ask me to do research for you. 
> As I wrote, I was simply adding one detail to the picture.
> 
> Don
> 
> On Fri, May 30, 2025 at 3:01 PM Sara Mattes <[email protected] 
> <mailto:[email protected]>> wrote:
>> And how much do the balance sell for?  
>> Are they addressing the “missing middle” we have committed to addressing?
>> Those homes would be $750,00 or less.
>> 
>> 
>> 
>>> On May 30, 2025, at 2:53 PM, Don Seltzer <[email protected] 
>>> <mailto:[email protected]>> wrote:
>>> 
>>> To provide a bit more detail on the housing, the three affordable 3 Bedroom 
>>> houses will, under HUD rules, sell for about $300K to households making 
>>> under $132K.
>>> 
>>> Don Seltzer
>>> 
>>> 
>>> On Fri, May 30, 2025 at 6:21 AM Joseph Kolchinsky 
>>> <[email protected] <mailto:[email protected]>> wrote:
>>>> Fantastic point!  I updated the Civico row to indicate that they are also 
>>>> "Getting Revenue from sale of 20 Mixed-Income Housing Units".  Now it 
>>>> matches properly.  Updated on the live doc 
>>>> <https://docsend.com/view/h33hxc7zvdstqa2d> and attached here as well.
>>>> 
>>>> This table isn't meant to indicate that anyone is being generous - simply 
>>>> that every part is participating in an exchange of some kind. It helps to 
>>>> visualize so that we can all see who is motivated by what.
>>>> 
>>>> <Screenshot 2025-05-29 at 9.59.48 PM.png>
>>>> 
>>>> 
>>>> Joseph Kolchinsky
>>>> 978-604-0827
>>>> 
>>>> 
>>>> On Thu, May 29, 2025 at 6:30 PM, Terry Kay Epperson 
>>>> <[email protected] <mailto:[email protected]>> wrote:
>>>>> Concerning the table, I would argue that Civico is not ‘giving’ the 20 
>>>>> units.  I think that should belong to the ‘getting’ column, since they 
>>>>> will be selling these at profit.  
>>>>> 
>>>>> Warm regards,
>>>>> Terry Kay
>>>>> 
>>>>> On Thu, May 29, 2025 at 12:57 PM Joseph Kolchinsky 
>>>>> <[email protected] <mailto:[email protected]>> wrote:
>>>>>> I agree, the moment the town is being asked to participate, transparency 
>>>>>> is required.  This table I built makes it really straight forward to 
>>>>>> answer the question of "to whose gain".  I put the below table together 
>>>>>> with the help of RLF and Farrington to ensure accuracy.  I continue to 
>>>>>> update it in this document on page 4 here. 
>>>>>> <https://docsend.com/view/h33hxc7zvdstqa2d>
>>>>>> 
>>>>>> If there continues to be doubts as to the validity of this information, 
>>>>>> I'd love to hear what kind of confirmation one needs.  If I can, I'll 
>>>>>> dig.  I'm a curious person and really enjoy the pursuit of clarity.
>>>>>> 
>>>>>> Joey
>>>>>> 
>>>>>> <Screenshot 2025-05-29 at 10.42.42 AM.png>
>>>>>> 
>>>>>> 
>>>>>> 
>>>>>> Joseph Kolchinsky
>>>>>> 
>>>>>> 
>>>>>> 
>>>>>> On Thu, May 29, 2025 at 10:20 AM, Sara Mattes <[email protected] 
>>>>>> <mailto:[email protected]>> wrote:
>>>>>>> To whose gain?
>>>>>>> It is clear that CIVICO, Farrington, Panettas and RLF will, per 
>>>>>>> statements by RLF members.
>>>>>>> It is not clear the value of the public investment of significant 
>>>>>>> public $$ and significant zoning bylaw changes.
>>>>>>> That case needs to be clearly made.
>>>>>>> 
>>>>>>> This is no longer a private transaction, but a public one, so the 
>>>>>>> public has a right and responsibility to ask for clarity.
>>>>>>> These questions do not reflect conspiracy theories but responsible 
>>>>>>> democratic engagement.
>>>>>>> 
>>>>>>> 
>>>>>>> Sent from my iPad
>>>>>>> 
>>>>>>>> On May 29, 2025, at 9:13 AM, John Mendelson <[email protected] 
>>>>>>>> <mailto:[email protected]>> wrote:
>>>>>>>> One person's conspiracy theory is another person's ideal 
>>>>>>>> public/private partnership where 1+1=3.
>>>>>>>> 
>>>>>>>> On Thu, May 29, 2025 at 8:46 AM Karla Gravis <[email protected] 
>>>>>>>> <mailto:[email protected]>> wrote:
>>>>>>>>> Our CPC tax dollars are actually being used to maximize Civico’s 
>>>>>>>>> profits. 
>>>>>>>>> 
>>>>>>>>> Civico is buying the Panetta land at assessed value for its current 
>>>>>>>>> best use, which is the buildout of 3 single family homes. Not only is 
>>>>>>>>> this deal letting them build at a much higher density through revised 
>>>>>>>>> zoning at 20 houses, they are also getting additional land that 
>>>>>>>>> currently belongs to Farrington to: 1) build more housing units, and 
>>>>>>>>> 2) place a septic system. This scheme allows Civico to build many 
>>>>>>>>> more units than it would be otherwise possible. Andrew Consigli at 
>>>>>>>>> the PB meeting on Tuesday conceded this point.
>>>>>>>>> 
>>>>>>>>> While Civico is “giving up” 12 acres of Panetta land for 
>>>>>>>>> conservation, which will be deeded to the City of Cambridge, this 
>>>>>>>>> land is excess non-buildable wetlands of no economic value (see image 
>>>>>>>>> below). In essence, Civico is acquiring buildable land, which they 
>>>>>>>>> are utilizing to increase their profit, in return for unbuildable 
>>>>>>>>> land. None of this would obviously be possible if it wasn't for the 
>>>>>>>>> fact that Lincoln is compensating Farrington, which is the party that 
>>>>>>>>> is ceding these valuable acres. It is absolutely fair to say that the 
>>>>>>>>> town of Lincoln is subsidizing Civico, albeit indirectly, if you want 
>>>>>>>>> in a "hidden" way.
>>>>>>>>> 
>>>>>>>>> I disagree that this has been presented transparently. None of the 
>>>>>>>>> documentation available online mentions the transfer of land to 
>>>>>>>>> Civico for housing. The documentation and presentations (here 
>>>>>>>>> <https://lincolnconservation.org/the-nature-link-project/>) 
>>>>>>>>> explicitly state that these are two separate transactions, that is, 
>>>>>>>>> Lincoln taxpayer dollars are not benefitting Civico. A prime example 
>>>>>>>>> is this FAQ 
>>>>>>>>> <https://www.lincolntown.org/1580/2025-Special-Town-Meeting> item 
>>>>>>>>> from the town's website to understand this dynamic at play. Is the 
>>>>>>>>> below factually correct? Yes. Does it hide the fact that Civico is 
>>>>>>>>> getting land from Farrington, that they wouldn't otherwise have 
>>>>>>>>> access to if CPA dollars were not at play? Also yes. 
>>>>>>>>> 
>>>>>>>>> Is any town funding going to the housing developer?  
>>>>>>>>> <https://www.lincolntown.org/1580/2025-Special-Town-Meeting#>
>>>>>>>>> 
>>>>>>>>> No! Town CPA funds will be used for land conservation, not housing. 
>>>>>>>>> The developer will pay market value for the land for the 
>>>>>>>>> neighborhood.  As a side note, in 2025 the state is projected to 
>>>>>>>>> provide a 20 - 25% match to our CPA funds.  CPA funds are explicitly 
>>>>>>>>> intended to fund in full or subsidize this type of project.  These 
>>>>>>>>> are existing funds and property taxes will not go up to fund the 
>>>>>>>>> project.
>>>>>>>>> 
>>>>>>>>> <IMG_4404.png>
>>>>>>>>> 
>>>>>>>>>> 
>>>>>>>>>> ----- Forwarded Message -----
>>>>>>>>>> From: Joseph Kolchinsky <[email protected] 
>>>>>>>>>> <mailto:[email protected]>>
>>>>>>>>>> To: Lincoln Talk <[email protected] 
>>>>>>>>>> <mailto:[email protected]>>
>>>>>>>>>> Sent: Thursday, May 29, 2025 at 06:39:02 AM EDT
>>>>>>>>>> Subject: Re: [LincolnTalk] Supporting the Nature Link Project: A 
>>>>>>>>>> Comprehensive Perspective from A Page Rd Abutter
>>>>>>>>>> 
>>>>>>>>>> I received a number of follow up questions and synthesized them into 
>>>>>>>>>> a few addition in the document.  The live document can be found 
>>>>>>>>>> here: https://docsend.com/view/h33hxc7zvdstqa2d
>>>>>>>>>> 
>>>>>>>>>> The two new Q&As are printed below.
>>>>>>>>>> 
>>>>>>>>>> Joey
>>>>>>>>>> 
>>>>>>>>>> 
>>>>>>>>>> Q: Why are town CPC funds being used instead of the developer paying 
>>>>>>>>>> more?
>>>>>>>>>> A: Think of this as a multi-party negotiation where each side is 
>>>>>>>>>> acting in its own best interest. Civico is contributing $3.3M - the 
>>>>>>>>>> max they believe makes financial sense. If the project were more 
>>>>>>>>>> profitable, they’d likely offer more. But they’ve judged the 
>>>>>>>>>> risk/reward and capped their investment.
>>>>>>>>>> 
>>>>>>>>>> Meanwhile, Rural Land Foundation (RLF) has been the 
>>>>>>>>>> conservation-focused voice at the table (which highly aligns with 
>>>>>>>>>> the town’s interests), with no financial stake beyond conservation. 
>>>>>>>>>> They’ve already contributed $500K and secured significant private 
>>>>>>>>>> donations. They also negotiated to get Civico to give 12 acres into 
>>>>>>>>>> permanent Conservation Restriction.
>>>>>>>>>> 
>>>>>>>>>> Could a Town representative have negotiated more? Maybe. But that’s 
>>>>>>>>>> not how this deal was structured - and we don’t get to replay it. 
>>>>>>>>>> The question now is whether we want to risk the entire deal falling 
>>>>>>>>>> apart to test that theory.
>>>>>>>>>> 
>>>>>>>>>> The $950K in CPC funds isn’t a gift to Civico - it’s an investment 
>>>>>>>>>> in 77 acres of protected land, 65 from Farrington and 12 from 
>>>>>>>>>> Civico. This land is prioritized in Lincoln’s 2017–2024 Open Space & 
>>>>>>>>>> Recreation Plan. If we don’t use CPC funds here, they’ll be used 
>>>>>>>>>> elsewhere because they’ve already been collected and set aside for 
>>>>>>>>>> the purpose of land conservation and development.  So the question 
>>>>>>>>>> is whether we want to put the money here or elsewhere and given the 
>>>>>>>>>> value of conserving 77 acres of land I don’t think there’s a better 
>>>>>>>>>> place to put it.
>>>>>>>>>> 
>>>>>>>>>> 
>>>>>>>>>> Q: Isn’t this just a backdoor way for taxpayer money to benefit 
>>>>>>>>>> Civico?
>>>>>>>>>> A: It’s completely fair to ask this. When public funds are 
>>>>>>>>>> requested, transparency and trust matter. Let’s lay it out plainly.
>>>>>>>>>> 
>>>>>>>>>> Civico is paying $3.3M in private funds to purchase land directly 
>>>>>>>>>> from the Panetta family. That land includes three existing home lots 
>>>>>>>>>> and the ability to build up to 20 modest homes on already-cleared 
>>>>>>>>>> land. No public money is going to Civico. That’s factually correct.
>>>>>>>>>> 
>>>>>>>>>> Now, here’s where the perception gets murky: the conservation 
>>>>>>>>>> funding going to Farrington will, in part, enable a land swap that 
>>>>>>>>>> results in Farrington giving Civico a one-acre septic easement and 
>>>>>>>>>> two acres of land for development and in return getting access to 
>>>>>>>>>> Page Road. That trade allows Farrington to continue its mission and 
>>>>>>>>>> secure conservation for 65 of their acres. So yes - Civico benefits 
>>>>>>>>>> indirectly. But that’s also how public-private partnerships work. We 
>>>>>>>>>> balance capital investment, private gain, community support, and 
>>>>>>>>>> public return: in this case, 77 acres of permanently protected land, 
>>>>>>>>>> a new public trail, support for a non-profit, and a community-scale 
>>>>>>>>>> housing project that the town needs.
>>>>>>>>>> 
>>>>>>>>>> The idea that this is a “loophole” or an attempt to obscure the 
>>>>>>>>>> facts assumes bad intent. From all public documentation, forums, and 
>>>>>>>>>> FAQs, the structure has been disclosed transparently. It's complex, 
>>>>>>>>>> but not hidden.  The complexity is a big reason why I put this 
>>>>>>>>>> document together.
>>>>>>>>>> Skepticism is healthy. But when public dollars are paired with 
>>>>>>>>>> private investment, we should ask: Are we getting a good deal? In 
>>>>>>>>>> this case, we secure conservation, trail access, watershed 
>>>>>>>>>> protection, some moderate housing, and even end up supporting a 
>>>>>>>>>> non-profit - all without raising any taxes or requiring substantial 
>>>>>>>>>> compromise. That’s a balanced outcome worth serious consideration.
>>>>>>>>>> 
>>>>>>>>>> 
>>>>>>>>>> Joseph Kolchinsky
>>>>>>>>>> 978-604-0827
>>>>>>>>>> 
>>>>>>>>>> 
>>>>>>>>>> On Wed, May 28, 2025 at 12:01 AM, Joseph Kolchinsky 
>>>>>>>>>> <[email protected] <mailto:[email protected]>> 
>>>>>>>>>> wrote:
>>>>>>>>>> [This post in its entirety can be found here (https:/ / docsend. 
>>>>>>>>>> com/ view/ h33hxc7zvdstqa2d 
>>>>>>>>>> <https://docsend.com/view/h33hxc7zvdstqa2d>).  It's formatted for an 
>>>>>>>>>> easier read and contains a number of images, links, and references.  
>>>>>>>>>> I will continue to update it with new questions and answers as 
>>>>>>>>>> additional conversation develops and more information becomes 
>>>>>>>>>> available.]
>>>>>>>>>> 
>>>>>>>>>> Hello neighbors. I live on Page Road and abut the Farrington land. 
>>>>>>>>>> Like some of you, I was skeptical of the Nature Link proposal at 
>>>>>>>>>> first. But after spending real time with the details, I now believe 
>>>>>>>>>> this is exactly the kind of thoughtful, balanced solution we need in 
>>>>>>>>>> Lincoln. It protects land, supports an important non-profit, adds 
>>>>>>>>>> needed housing, and most importantly it heads off far riskier 
>>>>>>>>>> alternatives. Below I’ve laid out the top concerns I’ve heard and 
>>>>>>>>>> why I believe this deal is the right move for our town.  Happy to 
>>>>>>>>>> have thoughtful discourse and welcome open-minds to the conversation.
>>>>>>>>>> 
>>>>>>>>>> As you read on, I ask that you think of a phrase often used in the 
>>>>>>>>>> non-profit world:
>>>>>>>>>> 
>>>>>>>>>> Things happen to you, for you, or because of you.
>>>>>>>>>> 
>>>>>>>>>> As a community, if we want to move our missions forward and take 
>>>>>>>>>> advantage of this opportunity, we need to take proactive steps to 
>>>>>>>>>> pounce on this opportunity and make it happen because of us.  No one 
>>>>>>>>>> is going to step in and do this work for us.  And, if left to 
>>>>>>>>>> chance, alternative outcomes are likely to, happen to us, and they 
>>>>>>>>>> likely won't be nearly as good as what I believe the Nature Link 
>>>>>>>>>> project achieves.
>>>>>>>>>> 
>>>>>>>>>> Top Reasons to Support the Nature Link Project
>>>>>>>>>> 
>>>>>>>>>> +Conservation at scale: 77 acres of ecologically valuable land will 
>>>>>>>>>> be permanently protected from future development, preserving 
>>>>>>>>>> forests, wetlands, and trail systems for generations.  This is the 
>>>>>>>>>> largest undeveloped, forested, and unprotected area in Lincoln.
>>>>>>>>>> 
>>>>>>>>>> +Secures Farrington's future: This deal stabilizes a non-profit with 
>>>>>>>>>> a mission to connect under-resourced youth with nature, allowing 
>>>>>>>>>> them to continue their work and stay in Lincoln.
>>>>>>>>>> 
>>>>>>>>>> +Adds relatively affordable homes: 20 modest homes (replacing 3 
>>>>>>>>>> existing, 17 net) provide much-needed "missing middle" housing 
>>>>>>>>>> stock, helping young families and downsizing seniors stay in Lincoln.
>>>>>>>>>> 
>>>>>>>>>> +Miles of trails will be made permanently available to all Lincoln 
>>>>>>>>>> residents through the conservation land carved out by this deal.
>>>>>>>>>> 
>>>>>>>>>> +Supports 40B compliance: Some units will be income-restricted, 
>>>>>>>>>> helping the town meet its Chapter 40B obligations.
>>>>>>>>>> 
>>>>>>>>>> +Avoids Dover Amendment-risk: By putting Farrington into 
>>>>>>>>>> conservation and giving Farrington financial stability, we 
>>>>>>>>>> substantially reduce the looming risk of institutional-scale 
>>>>>>>>>> development on that land under the Dover Amendment.
>>>>>>>>>> 
>>>>>>>>>> +What’s good enough for Cambridge is good for us:  While "no septic 
>>>>>>>>>> system" is better than any septic system, the City of Cambridge has 
>>>>>>>>>> the most to lose here given they depend on the clean watershed to 
>>>>>>>>>> protect the reservoir as their water source - and they fully support 
>>>>>>>>>> this plan and are putting $800k in to back it up.  If the people 
>>>>>>>>>> drinking the water support this to mitigate future risk, I think we 
>>>>>>>>>> should be aware of that future risk and support mitigating it, too.
>>>>>>>>>> 
>>>>>>>>>> +Realistic traffic impact: Estimated traffic increase is ~5-10%, a 
>>>>>>>>>> nominal amount that doesn't warrant the concern.  See further below 
>>>>>>>>>> for my analysis on the numbers.
>>>>>>>>>> 
>>>>>>>>>> +Transparent, enforceable plan: This is a tightly structured, 
>>>>>>>>>> multi-party agreement with baked-in protections, approvals, and 
>>>>>>>>>> community oversight - not an open-ended blank check to a developer.  
>>>>>>>>>> Farrington's land is put into conservation through deeds and 
>>>>>>>>>> Conservation Restrictions (CRs), the developer is locked into 
>>>>>>>>>> approved plans, and Farrington's use of the access road to Page Rd 
>>>>>>>>>> expires upon any transfer of ownership so it can't be used in the 
>>>>>>>>>> future by other parties.
>>>>>>>>>> 
>>>>>>>>>> +As a direct neighbor to this project, I don’t take change lightly. 
>>>>>>>>>> I will see and feel the impacts of 17 new homes more than most. It 
>>>>>>>>>> would be easy for me to oppose any development next door. But I 
>>>>>>>>>> choose to support Nature Link because I firmly believe it’s the best 
>>>>>>>>>> path forward for our community as a whole. It’s a rare instance 
>>>>>>>>>> where the community as a whole gets something positive: Farrington 
>>>>>>>>>> gets the funds to sustain its nature programs, Lincoln gets 
>>>>>>>>>> permanently protected land and walking trails, a thoughtful 
>>>>>>>>>> developer gets to build much-needed starter homes, and new families 
>>>>>>>>>> get a chance to make Lincoln their home.  I'm willing to support the 
>>>>>>>>>> greater good and, based on recent discussions, believe most of my 
>>>>>>>>>> Page Rd neighbors do as well.
>>>>>>>>>> 
>>>>>>>>>> No plan is perfect, and it’s okay to have questions and doubts. I’ve 
>>>>>>>>>> tried to address the major concerns with facts and respectful 
>>>>>>>>>> reasoning further below. Our town’s discourse can certainly get 
>>>>>>>>>> heated - but at the end of the day, I think we all share the same 
>>>>>>>>>> love for Lincoln and want to see it thrive without losing what makes 
>>>>>>>>>> it special. Nature Link is a compromise that achieves that, by 
>>>>>>>>>> blending conservation and smart growth in a way that enhances our 
>>>>>>>>>> community.
>>>>>>>>>> 
>>>>>>>>>> I invite everyone to look at the official documents, ask hard 
>>>>>>>>>> questions, and satisfy themselves on the details. From what I’ve 
>>>>>>>>>> seen, the more you dig, the more this deal holds up as sensible and 
>>>>>>>>>> forward-looking. I’ll be voting Yes at the Special Town Meeting on 
>>>>>>>>>> June 25, and I encourage my fellow residents to consider doing the 
>>>>>>>>>> same. Let’s seize this opportunity to protect a beautiful piece of 
>>>>>>>>>> Lincoln while also shaping a future we can be proud of - one where 
>>>>>>>>>> our children and new neighbors can enjoy the same natural beauty and 
>>>>>>>>>> community spirit that drew us all here in the first place.
>>>>>>>>>> 
>>>>>>>>>> Thank you for reading, and I’m happy to discuss further with an open 
>>>>>>>>>> mind and mutual respect.
>>>>>>>>>> 
>>>>>>>>>> Joseph (and Jennifer) Kolchinsky at 83 Page Rd
>>>>>>>>>> 
>>>>>>>>>> If you’d like to add your name in support of this perspective, 
>>>>>>>>>> please do so by filling out this form.  https:/ / forms. gle/ 
>>>>>>>>>> JFWdWUzbbdR9mUtC9 <https://forms.gle/JFWdWUzbbdR9mUtC9>
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> I pose the following questions further below.
>>>>>>>>>> Q: What are the motives of the various parties in this transaction?
>>>>>>>>>> Q: Why can’t this be simpler if the focus is on conservation?
>>>>>>>>>> Q: Why can’t Farrington simply repair/improve the Rt 2 egress?
>>>>>>>>>> Q: Most of the land is already wetlands. Why do we need to worry 
>>>>>>>>>> about conservation?
>>>>>>>>>> Q: Is this project getting special treatment from the town?
>>>>>>>>>> Q: Why didn’t we know about this sooner?
>>>>>>>>>> Q: Why aren’t we provided with more options?
>>>>>>>>>> Q: Will 17 new housing units create too much traffic on page road?
>>>>>>>>>> Q: How does 17 new homes now mean less development later?
>>>>>>>>>> Q: Can we trust the developer, Civico?
>>>>>>>>>> Q: Why should we support a developer making a profit on land we want 
>>>>>>>>>> for conservation?
>>>>>>>>>> Q: Is the housing actually affordable? Who will these homes be for?
>>>>>>>>>> Q: Will the conservation land be truly protected and will the trails 
>>>>>>>>>> be open to the public?
>>>>>>>>>> Q: What if we do nothing? What’s the risk of inaction?
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: What are the motives of the various parties in this transaction?
>>>>>>>>>> A: There are economic, community, social, environmental, and utility 
>>>>>>>>>> benefits for many parties.  At first it felt overly complex, but as 
>>>>>>>>>> I dug in to learn more I came to appreciate why this project 
>>>>>>>>>> involved each entity.  It balances many aligned interests, including 
>>>>>>>>>> mine as a Page Rd resident.
>>>>>>>>>> 
>>>>>>>>>> See attached chart titled Parties to the Nature Link Project.
>>>>>>>>>> 
>>>>>>>>>> <5a4592ab-dbf7-4464-97e6-5c081c75daed.png>
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: Why can’t this be simpler if the focus is on conservation?
>>>>>>>>>> A: At first glance, a straightforward deal - funding Farrington in 
>>>>>>>>>> exchange for conservation - might seem like the easiest path. But 
>>>>>>>>>> the key to understanding this proposal is recognizing Farrington’s 
>>>>>>>>>> need for access to Page Road (see image attached). Their current 
>>>>>>>>>> exit onto Route 2 is suboptimal, and without Page Road access, 
>>>>>>>>>> Farrington has made clear they are not interested in this deal.
>>>>>>>>>> 
>>>>>>>>>> <2b35f295-689f-45b6-b2d8-6a2e3e8b54df.png>
>>>>>>>>>> See attached image titled Farrington Access Road which highlights 
>>>>>>>>>> the access road in orange.
>>>>>>>>>> 
>>>>>>>>>> Farrington could sell their land outright for a higher price and 
>>>>>>>>>> relocate outside of Lincoln. The Dover Amendment allows religious or 
>>>>>>>>>> educational institutions who might buy the to override zoning - 
>>>>>>>>>> leaving us without say on future use. The Panettas will move on and 
>>>>>>>>>> sell to someone else, likely removing any chance for 
>>>>>>>>>> community-driven benefit.  What brings the cost down - and opens the 
>>>>>>>>>> door to permanent conservation - is Farrington’s willingness to stay 
>>>>>>>>>> in exchange for a second egress in combination with a developer’s 
>>>>>>>>>> interest in purchasing Panetta’s land.
>>>>>>>>>> 
>>>>>>>>>> The only viable access to Page Road is through the Panetta property. 
>>>>>>>>>> The Panettas are willing to sell, but understandably, they want a 
>>>>>>>>>> certain price in exchange, which they’ve set at $3.3M. Multiple 
>>>>>>>>>> developers engaged in negotiation, but only Civico was willing to 
>>>>>>>>>> pay the price the Panettas set and participate in the process. While 
>>>>>>>>>> the Panettas could sell independently, this is a rare chance for the 
>>>>>>>>>> community to tie their sale to a broader community outcome: 
>>>>>>>>>> conservation, housing, and infrastructure, all in one.
>>>>>>>>>> 
>>>>>>>>>> Yes, other options may exist, but this opportunity has a shelf life. 
>>>>>>>>>> If the deal fails, each party will do what’s best for them. 
>>>>>>>>>> Farrington may sell, opening the door to higher-impact development 
>>>>>>>>>> under the Dover Amendment. The Panettas may move on, taking the 
>>>>>>>>>> chance for a coordinated solution with them.
>>>>>>>>>> 
>>>>>>>>>> Nature Link is a community-forged compromise: it protects open 
>>>>>>>>>> space, supports mixed-income housing, sustains a local nonprofit, 
>>>>>>>>>> and gives Lincoln control over what happens next.
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: Why can’t Farrington simply repair/improve the Rt 2 egress?
>>>>>>>>>> A: While Route 2 access is a challenge, it’s not the core issue for 
>>>>>>>>>> Farrington. What they truly need - and have been consistent about - 
>>>>>>>>>> is access to Page Road, not an upgrade to their current exit.
>>>>>>>>>> 
>>>>>>>>>> Even with improvements to Rt 2, Farrington is not willing to stay in 
>>>>>>>>>> Lincoln without Page Road access. Without it, they’ve indicated they 
>>>>>>>>>> would likely sell the land - potentially for $7-$10M - and relocate 
>>>>>>>>>> elsewhere.
>>>>>>>>>> 
>>>>>>>>>> That outcome puts the community at risk of a Dover Amendment-related 
>>>>>>>>>> sale, where a religious or educational institution could bypass 
>>>>>>>>>> local zoning. Such a development could bring greater environmental 
>>>>>>>>>> disruption, threaten watershed protections, and increase Page Road 
>>>>>>>>>> traffic as drivers to a future school or place of worship avoid Rt 
>>>>>>>>>> 2’s Bedford Rd U-turn and instead cut through Trapelo and Page.
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: Most of the land is already wetlands. Why do we need to worry 
>>>>>>>>>> about conservation?
>>>>>>>>>> A: It’s a good question - but wetlands protection and Conservation 
>>>>>>>>>> Restrictions (CRs) are not the same, especially in scope, 
>>>>>>>>>> permanence, and enforceability.
>>>>>>>>>> 
>>>>>>>>>> Wetlands are regulated under state law (like the Massachusetts 
>>>>>>>>>> Wetlands Protection Act), which limits building near sensitive 
>>>>>>>>>> areas. But these protections are regulatory, not permanent. Wetland 
>>>>>>>>>> boundaries can shift, and permits can still be granted - especially 
>>>>>>>>>> if an applicant shows limited impact. And laws can be amended over 
>>>>>>>>>> time, which means protections can weaken.
>>>>>>>>>> 
>>>>>>>>>> A Conservation Restriction is different. It’s a legal agreement tied 
>>>>>>>>>> to the deed, permanently limiting how the land can be used - 
>>>>>>>>>> regardless of ownership or zoning changes. It can’t be undone 
>>>>>>>>>> without approval from the state and the CR holder.
>>>>>>>>>> 
>>>>>>>>>> Bottom line: wetlands protection controls what’s allowed today while 
>>>>>>>>>> a Conservation Restriction locks in protections forever - ensuring 
>>>>>>>>>> the land stays open, natural, and undeveloped. If the goal is 
>>>>>>>>>> long-term preservation, CRs are the only real guarantee and are 
>>>>>>>>>> worth finding compromise to achieve.
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: Is this project getting special treatment from the town?
>>>>>>>>>> A: No. Some concerns have been raised about “special treatment” or 
>>>>>>>>>> bypassing town process - but this project is following the exact 
>>>>>>>>>> path laid out in Lincoln’s zoning bylaws, specifically through the 
>>>>>>>>>> North Lincoln Overlay District, which was created by Town Meeting in 
>>>>>>>>>> 1986 (and approved with ⅔ vote) and subsequently approved by the 
>>>>>>>>>> Massachusetts Attorney General at the time.
>>>>>>>>>> 
>>>>>>>>>> The overlay was designed to encourage creative, controlled 
>>>>>>>>>> development in North Lincoln, where growth potential existed but 
>>>>>>>>>> required thoughtful planning. Over the years, the town has added 
>>>>>>>>>> other overlays for wetlands, wireless infrastructure, and solar 
>>>>>>>>>> development - tools created to address specific needs through 
>>>>>>>>>> structured, public processes.
>>>>>>>>>> 
>>>>>>>>>> The North Lincoln Overlay specifically allows developers to propose 
>>>>>>>>>> site-specific plans that undergo:
>>>>>>>>>> 
>>>>>>>>>> Rigorous review by the Planning Board, environmental and traffic 
>>>>>>>>>> studies, municipal impact analysis, and approval by a ⅔ vote at a 
>>>>>>>>>> Special Town Meeting.
>>>>>>>>>> 
>>>>>>>>>> I recently read the full application requirements for the North 
>>>>>>>>>> Lincoln Overlay District in the Town of Lincoln’s Zoning Bylaws - it 
>>>>>>>>>> spans ten pages starting on Page 32 (Section 12.5). The process 
>>>>>>>>>> includes detailed plans, public presentations, and ongoing 
>>>>>>>>>> oversight. Once approved by ⅔ super majority at the Town Meeting on 
>>>>>>>>>> June 25, any future changes require Planning Board approval.
>>>>>>>>>> 
>>>>>>>>>> This isn’t a shortcut - if anything, it’s a high bar. The overlay 
>>>>>>>>>> was built to allow for public benefit through structured 
>>>>>>>>>> development, and that’s exactly how it’s being used here: to lock in 
>>>>>>>>>> conservation protections, establish trail access, and cap 
>>>>>>>>>> development at 20 homes with pre-approved designs. The developer 
>>>>>>>>>> cannot expand or change the plan without full review and approval.
>>>>>>>>>> 
>>>>>>>>>> And crucially, this process protects us from the Dover Amendment, 
>>>>>>>>>> which could otherwise allow large, zoning-exempt institutions to 
>>>>>>>>>> develop this land. By using the overlay to structure a deal that 
>>>>>>>>>> places the majority of the land under conservation restrictions, we 
>>>>>>>>>> retain control and align the outcome with Lincoln’s values.
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: Why didn’t we know about this sooner?
>>>>>>>>>> A: It’s important to remember that this began as a private 
>>>>>>>>>> transaction between private parties. The Town’s involvement is 
>>>>>>>>>> limited to zoning approval - specifically, the creation of the North 
>>>>>>>>>> Lincoln Planned Development District and the issuance of a Special 
>>>>>>>>>> Permit. Until that stage, the private entities are legally entitled 
>>>>>>>>>> to work through the details independently.
>>>>>>>>>> 
>>>>>>>>>> The zoning bylaws outline what happens next. Once the Planning Board 
>>>>>>>>>> approves the application, the Town is required to host a Special 
>>>>>>>>>> Town Meeting and send a town-wide mailing at least 14 days in 
>>>>>>>>>> advance:
>>>>>>>>>> 
>>>>>>>>>> “In addition to the notices required by law, a description of the 
>>>>>>>>>> preliminary plan and notice of such hearing, including reduced 
>>>>>>>>>> reproductions of architectural renderings and of the site plan, all 
>>>>>>>>>> in form approved by the Planning Board, shall be mailed to each 
>>>>>>>>>> postal patron in the Town at least 14 days prior to such hearing.”
>>>>>>>>>> 
>>>>>>>>>> Until that notification window, no formal public outreach is 
>>>>>>>>>> required. However, recognizing the complexity and potential 
>>>>>>>>>> community interest, the Rural Land Foundation began a public 
>>>>>>>>>> communications effort more than two months in advance of the Town 
>>>>>>>>>> Meeting. They’ve since hosted (or scheduled) a dozen in-person and 
>>>>>>>>>> virtual sessions to inform and engage residents.
>>>>>>>>>> 
>>>>>>>>>> This goes well beyond what is required, and includes shared 
>>>>>>>>>> recordings and transparent Q&A sessions. In short, while the formal 
>>>>>>>>>> process hasn’t fully kicked in yet, the project sponsors have made a 
>>>>>>>>>> concerted and good-faith effort to inform the community well ahead 
>>>>>>>>>> of schedule.
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: Why aren’t we provided with more options?
>>>>>>>>>> A: It’s not the responsibility of private citizens to present 
>>>>>>>>>> multiple alternatives. Under the North Lincoln Overlay District, 
>>>>>>>>>> anyone can propose a project, meet the requirements, and seek 
>>>>>>>>>> approval at Town Meeting. If voters want other options, they’re free 
>>>>>>>>>> to pursue them - but that doesn’t mean this proposal isn’t valid.
>>>>>>>>>> 
>>>>>>>>>> That said, this deal has a shelf life. The Panettas and Farrington 
>>>>>>>>>> are ready to move forward - and they don’t have the luxury of 
>>>>>>>>>> waiting. If this falls through, they’ll act in their own interests, 
>>>>>>>>>> which likely means no conservation, no housing diversity, and a 
>>>>>>>>>> missed opportunity to shape the outcome ourselves.
>>>>>>>>>> 
>>>>>>>>>> Farrington needs financial stability and will likely seek a buyer. A 
>>>>>>>>>> sale in the $7-$10M range is feasible - especially for a 
>>>>>>>>>> Dover-exempt institution - but much harder for the town to match. 
>>>>>>>>>> Today’s deal costs far less and offers real protections - if we’re 
>>>>>>>>>> willing to meet in the middle.
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: Will 17 new housing units create too much traffic on page road?
>>>>>>>>>> A: Seventeen net-new housing units will add traffic, but I believe 
>>>>>>>>>> the impact will be modest. With three homes already on the property, 
>>>>>>>>>> the net change is 17 homes. Traffic studies estimate each unit 
>>>>>>>>>> generates 8-10 vehicle trips per day (vpd) - about 170 vpd total. 
>>>>>>>>>> Page Road (with its 100 homes and convenient cut through from 
>>>>>>>>>> Trapelo to Rt 2) likely handles over 2,000 vpd today, so this is 
>>>>>>>>>> only a 5-10% increase. With that said, I have two little kids and so 
>>>>>>>>>> wish they could be biking on Page Rd safely and hesitate to allow 
>>>>>>>>>> them to do that already, so I understand the concern and still 
>>>>>>>>>> believe this is an appropriate increase given the value of the rest 
>>>>>>>>>> of the project.
>>>>>>>>>> 
>>>>>>>>>> And consider the alternative: if this deal falls through, we could 
>>>>>>>>>> face a Dover Amendment-related development on Farrington land, like 
>>>>>>>>>> a religious or educational campus. That kind of use could generate 
>>>>>>>>>> far more traffic, especially as large volumes of cars, likely at 
>>>>>>>>>> peak times, try to access the property via Trapelo > Page > Rt 2.  
>>>>>>>>>> If that happens I will for sure regret that we didn’t find a way to 
>>>>>>>>>> accept this deal.
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: How does 17 new homes now mean less development later?
>>>>>>>>>> A: It may seem counterintuitive, but building 17 net new homes now 
>>>>>>>>>> actually reduces long-term development risk - while permanently 
>>>>>>>>>> protecting more of Lincoln’s rural character.
>>>>>>>>>> 
>>>>>>>>>> While the current zoning allows only three homes on the Panetta 
>>>>>>>>>> property, there are no conservation protections on Farrington’s 
>>>>>>>>>> land. Lincoln has already identified this as the largest unprotected 
>>>>>>>>>> forest block in town and placed it high in its priority list per the 
>>>>>>>>>> Open Space and Recreation Plan in 2017. Without action, Farrington 
>>>>>>>>>> could sell, and the land could be redeveloped under the Dover 
>>>>>>>>>> Amendment, which allows religious and educational institutions to 
>>>>>>>>>> bypass zoning.  If you're unsure what this could look like in our 
>>>>>>>>>> neighborhood, look at this temple in Belmont or read this analysis 
>>>>>>>>>> on its impact to Massachusetts towns/cities.
>>>>>>>>>> 
>>>>>>>>>> A deeded conservation restriction is our only permanent safeguard.
>>>>>>>>>> 
>>>>>>>>>> Nature Link proposes 20 total homes - including 17 new units - on 
>>>>>>>>>> already cleared land, while protecting over 77 acres (65 from 
>>>>>>>>>> Farrington and 12 from Panetta). Only about one acre is used for 
>>>>>>>>>> septic, in exchange for safeguarding forests, wetlands, and trails 
>>>>>>>>>> forever.
>>>>>>>>>> 
>>>>>>>>>> And this isn’t just conservation - it also provides “missing middle” 
>>>>>>>>>> housing, the kind Lincoln lacks.  It gives young families and 
>>>>>>>>>> downsizing seniors a way to stay in Lincoln - in-line with Lincoln’s 
>>>>>>>>>> character and community-oriented feel.
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: Can we trust the developer, Civico?
>>>>>>>>>> A: Healthy skepticism is important - but so is acknowledging the 
>>>>>>>>>> goodwill, oversight, and enforceable structure that shape this 
>>>>>>>>>> proposal.
>>>>>>>>>> 
>>>>>>>>>> Civico has worked closely with the Rural Land Foundation, the 
>>>>>>>>>> Panetta family, and Farrington to navigate a complex, multi-party 
>>>>>>>>>> agreement. Bringing a project like this together isn’t simple - and 
>>>>>>>>>> it doesn’t happen without collaboration and transparency.
>>>>>>>>>> 
>>>>>>>>>> More importantly, this deal isn’t based on trust alone. It will be 
>>>>>>>>>> codified through zoning bylaws, conservation restrictions, and 
>>>>>>>>>> developer agreements. The North Lincoln Overlay District locks in 
>>>>>>>>>> the number of homes, layout, and land preservation. Any changes 
>>>>>>>>>> would require coming back to the Town for approval.
>>>>>>>>>> 
>>>>>>>>>> And with Lincoln’s track record of detailed Planning Board and 
>>>>>>>>>> Conservation Commission review, every septic line, drainage system, 
>>>>>>>>>> and house footprint will be scrutinized. We're not handing over 
>>>>>>>>>> control - we're managing it with oversight and legally binding plans.
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: Why should we support a developer making a profit on land we want 
>>>>>>>>>> for conservation?
>>>>>>>>>> A: Because real, lasting conservation often requires balancing 
>>>>>>>>>> social good with economic sustainability - and that means welcoming 
>>>>>>>>>> partners who can make the math work.
>>>>>>>>>> 
>>>>>>>>>> Civico is a for-profit company, yes - but in this project, they’re 
>>>>>>>>>> also a financial enabler of conservation and housing outcomes the 
>>>>>>>>>> town values. The Panetta family is asking $3.3M for their land. If 
>>>>>>>>>> the community could raise that ourselves - and fund the access road 
>>>>>>>>>> to Page Road - we wouldn’t need Civico. But if we can't, we need a 
>>>>>>>>>> partner who can.
>>>>>>>>>> 
>>>>>>>>>> Civico is willing to put up the $3.3M in exchange for the ability to 
>>>>>>>>>> develop housing under the North Lincoln Overlay District. They 
>>>>>>>>>> cannot do that under current zoning, which is why the offer of one 
>>>>>>>>>> acre for septic, and the potential overlay designation are essential 
>>>>>>>>>> to making the deal viable. In return, we gain:
>>>>>>>>>> 
>>>>>>>>>> +A permanent conservation restriction protecting 75+ acres and 
>>>>>>>>>> providing public trails,
>>>>>>>>>> +17 new mixed-income housing units for families and downsizing 
>>>>>>>>>> seniors,
>>>>>>>>>> +and a path forward that keeps Farrington on its land, doing its 
>>>>>>>>>> mission.
>>>>>>>>>> 
>>>>>>>>>> Most major conservation deals over the last 60 years have included a 
>>>>>>>>>> development component. That’s because conservation doesn't fund 
>>>>>>>>>> itself - unless the community pays, it often needs economic activity 
>>>>>>>>>> to subsidize it. In this case, the housing helps create the 
>>>>>>>>>> opportunity for the land protection.
>>>>>>>>>> 
>>>>>>>>>> Even the use of CPC funds reflects this blend: these funds can only 
>>>>>>>>>> support open space, affordable housing, and historic preservation. 
>>>>>>>>>> In this case the CPA funds will be directed for only the land 
>>>>>>>>>> conservation portion of this project with 77 acres conserved, 
>>>>>>>>>> however the town will also get 3 income-restricted homes that will 
>>>>>>>>>> be fully funded by the Developer.
>>>>>>>>>> 
>>>>>>>>>> The result isn’t pure profit - it’s shared benefit. Conservation, 
>>>>>>>>>> housing, and community values, aligned through a partnership that 
>>>>>>>>>> makes it possible.
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: Is the housing actually affordable? Who will these homes be for?
>>>>>>>>>> A: The 20 planned homes are designed as “starter homes” by Lincoln 
>>>>>>>>>> standards - smaller, more modest, and more accessible than typical 
>>>>>>>>>> multi-million-dollar properties. Three units will be designated 
>>>>>>>>>> income-restricted  at 80% of Average Median Income (AMI); the rest 
>>>>>>>>>> aim to serve middle-income buyers: young families priced out of town 
>>>>>>>>>> and seniors looking to downsize.
>>>>>>>>>> 
>>>>>>>>>> Lincoln’s own housing plan identifies this missing middle - condos, 
>>>>>>>>>> townhomes, and smaller homes for non-luxury buyers - as a critical 
>>>>>>>>>> gap. Nature Link helps close that gap with smaller lots and 
>>>>>>>>>> efficient design, offering options between luxury builds and 
>>>>>>>>>> deed-restricted affordable housing.
>>>>>>>>>> 
>>>>>>>>>> These homes won’t be affordable in every sense, but they are far 
>>>>>>>>>> more attainable than what’s currently being built in the town. Three 
>>>>>>>>>> units will count toward our 10% 40B requirement, and the rest 
>>>>>>>>>> support a diverse, sustainable community.
>>>>>>>>>> 
>>>>>>>>>> Bottom line: this brings in new neighbors who enrich our town, 
>>>>>>>>>> instead of limiting access to only the highest bidder. That’s a win 
>>>>>>>>>> for Lincoln’s values of inclusion and community.
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: Will the conservation land be truly protected and will the trails 
>>>>>>>>>> be open to the public?
>>>>>>>>>> A: Yes. A key reason I support this project is the lasting 
>>>>>>>>>> protection it gives land that might otherwise be developed. The deal 
>>>>>>>>>> puts permanent Conservation Restrictions on 65 acres of Farrington 
>>>>>>>>>> and 12 acres of Panetta land. These legally binding agreements, held 
>>>>>>>>>> by the Land Trust or Town, prohibit future development - permanently.
>>>>>>>>>> 
>>>>>>>>>> Farrington will retain ownership but will be limited to educational 
>>>>>>>>>> and low-impact uses. If they ever sell, Page Road access is removed, 
>>>>>>>>>> preventing future owners from intensifying use. The City of 
>>>>>>>>>> Cambridge is also investing in this project to protect its watershed 
>>>>>>>>>> - clear evidence that this plan aligns with environmental goals. 
>>>>>>>>>> Only one acre is used for septic, and all construction must meet 
>>>>>>>>>> state, local, and Lincoln’s all-electric building codes - likely an 
>>>>>>>>>> improvement over the existing homes codes, requiring them to be all 
>>>>>>>>>> electric, which is likely an improvement on the existing homes on 
>>>>>>>>>> the property.
>>>>>>>>>> 
>>>>>>>>>> This plan also opens access to previously private land. A 1.5-mile 
>>>>>>>>>> public trail will extend  through the property and connect to the 
>>>>>>>>>> Osborne Conservation Area and out to Page Road. As an abutter, I’m 
>>>>>>>>>> glad neighbors can enjoy this space. Trail and land access will be 
>>>>>>>>>> open to all Lincoln residents, not just the new homeowners.
>>>>>>>>>> 
>>>>>>>>>> All protections - CRs, trail access, septic boundaries - will be 
>>>>>>>>>> detailed in the Town Meeting warrant. If anything is unclear, we 
>>>>>>>>>> should demand clarification before voting. But from what I’ve seen, 
>>>>>>>>>> the deal is clear: conserve land, open trails, allow minimal 
>>>>>>>>>> development.
>>>>>>>>>> 
>>>>>>>>>> —----------------
>>>>>>>>>> Q: What if we do nothing? What’s the risk of inaction?
>>>>>>>>>> A: This may be the most important question. If we reject this deal, 
>>>>>>>>>> we must be clear-eyed about what happens next. Farrington, who will 
>>>>>>>>>> be committing 65 acres to conservation, is exploring sustainable 
>>>>>>>>>> ways to continue its mission amid financial constraints. Without 
>>>>>>>>>> this funding, they could shut down or sell. While some hope for an 
>>>>>>>>>> all-conservation rescue, it’s speculative and far more expensive.
>>>>>>>>>> 
>>>>>>>>>> The risk I don’t enjoy thinking about is one where the land gets 
>>>>>>>>>> sold to an entity that invokes the Dover Amendment - a religious or 
>>>>>>>>>> educational use that can bypass local zoning. Picture dorms, a large 
>>>>>>>>>> school, or a church complex with little Town oversight. Open space? 
>>>>>>>>>> Gone. Conservation? Gone. The public values we’re trying to preserve 
>>>>>>>>>> - trails, ecology, housing - would be at greater risk.  See further 
>>>>>>>>>> above 
>>>>>>>>>> 
>>>>>>>>>> We’d lose control. And ironically, those opposing development now 
>>>>>>>>>> might face more disruptive development later - on worse terms, with 
>>>>>>>>>> fewer benefits.
>>>>>>>>>> 
>>>>>>>>>> Nature Link is a proactive, community-crafted solution. It gives 
>>>>>>>>>> Farrington long-term viability, preserves land, adds modest housing 
>>>>>>>>>> we shape, and avoids the Dover Amendment risk. And it’s backed by 
>>>>>>>>>> the Rural Land Foundation, Farrington, the Panetta family, Civico, 
>>>>>>>>>> the City of Cambridge, and many individuals I’ve spoken with.  Now 
>>>>>>>>>> is the time to bring it home with the needed ⅔ supermajority vote at 
>>>>>>>>>> the Special Town Meeting on June 25.
>>>>>>>>>> 
>>>>>>>>>> Doing nothing isn’t preservation - it’s gambling. And the odds 
>>>>>>>>>> aren’t in Lincoln’s favor if we go that route.
>>>>>>>>>> 
>>>>>>>>>> --
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>>>>>>>>>> <mailto:[email protected].>
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>>>>>>>>> 
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>>>>>>>> 
>>>>>>>> --
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>>>>>>>> <mailto:[email protected]>.
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>>>>>>> 
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>>>>>> 
>>>>>> 
>>>> 
>>>>>> -- 
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