On 7/05/2013 8:45 AM, Jan Whitaker wrote:
> ... whose insurance company bears the cost ...

What insurance company will not exploit any excuse to deny all liability?

-- 
David Boxall                    |  Drink no longer water,
                                |  but use a little wine
http://david.boxall.id.au       |  for thy stomach's sake ...
                                |            King James Bible
                                |              1 Timothy 5:23
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