Dear helpful people, When I use "useradd" it creates user accounts that have the wrong file permissions for my users. When I create an account the file permissions are: drwxrwxr-x What I want is: drwx--x--x I have nosed around trying to find a file to set this configuration. /etc/skel does not seem to be it. Can someone please send me in the right direction? Thanks for your help! -Ken Russell