> However, when activating UK hyphenation patterns the word containing the > ligature is also hyphenated (code attached at the end). > > > This is LuaTeX, Version beta-0.76.0-2013120414 (rev 4627) (format=lualatex > > 2013.12.11) 15 JAN 2014 18:20 > > [...] > > [][] \EU2/lmr/m/n/10 fin-an-cial fin-an-cial > > > Why is that?
Try with "nancial".
Arthur
