Hmmm, indeed! If we are explore exhaustively the blackspots that can
zap your money faster than you made it;  then be very afraid my
friend!

Apart from spyware, MITM attacks (even with forged SSL certs), the
easiest and most common one in Uganda is what i prefer to call the
"Inside Job" .
Don't know if any one saw that rather funny report on TV where
apparently, "a hacker siphoned money from Centenary Bank". Personally,
i didn't buy it!!!
And if what ever that so called "Hacker" did affected my money <God
forbid>; Me using Ubuntu could not have stopped him! Bottomline; if
you have a list of 100 blackspots, taking care of 1 or 2 does not
mitigate the risk possed by others.

That said, may be the bank just wanted to reduce the count by 1
(spyware) but that does not save my money on a rainy day!

:: Phillip ::
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