So you raise an interesting point, insurance should be almost 0.  This is 
because humans aren’t driving.  I can imagine a time when autonomous drivers 
are heavily incentivized by insurance rates or even a point in the distant 
future when human driving is  uninsurable to the point where human driving is 
band on many if not all roads.  Machines are always better at humans at these 
type of jobs.  They never lose focus, they don’t get drunk, they don’t have 
road rage, they don’t rubber neck, they don’t text and drive or if they do they 
have true multitasking:), they never fall asleep, and on and on.  Redundancy 
covers the failure model and it’s eventually in the future destined to be 
almost entirely automated.  If you doubt it just look at aviation today.   
Comercial aviation is almost entirely automated.  The response to the Asiana 
Air crash in San Francisco do to the disabling of the automatic landing system 
and allowing the humans to fly was for our FAA to ban human directed flight 
from Asian carriers in to San Francisco.  Flights especially on the newest air 
craft don’t even require humans to taxi and they can literally self pilot from 
gate to gate.  This is standard now, the Airbus doesn’t even have flight 
controls, it’s all glass and computers and you fly with a mouse.  We could have 
entirely pilotless aircraft today if it weren’t for the Unions and political 
pressure on the FAA.  NASA has a sky highway project to accommodate small 
flying cars that are self driving that will snap in to different lanes in the 
air for high speed local travel.  So insurance won’t be a big deal in fact it 
might b a motivator.
        I invision a lot of these cars as being electric or alternate fueled so 
we’d have to revisit the operational cost model.  Maintenance should be far 
less because if they are electric vehicles they are much simpler than gas 
powered vehicles to operate and maintain.  If you buy a tesla today in most 
cases they prepare it on site like in your parking lot at work or home driveway 
with mobile service teams.
        As mentioned though, if we go to a shared model like an uber the costs 
change radically, especially with out the overhead of drivers.


> On Sep 21, 2015, at 3:29 PM, Jessica Moss <junglebookfa...@gmail.com> wrote:
> 
> You also have to think of the fact that it's not just the price of the car we 
> would be paying for; there are car payments and ensurance to think about.
> 
> Sent from my iPhone
> 
>> On Sep 21, 2015, at 2:00 PM, Donna Goodin <doniado...@me.com> wrote:
>> 
>> I don't know, Scott, that's a lot of $$.  some people undoubtedly will, but 
>> some just won't be able to.
>> Cheers,
>> Donna
>>> On Sep 21, 2015, at 8:03 AM, Scott Granados <scott.grana...@gmail.com> 
>>> wrote:
>>> 
>>> Dona, the bigger question is can we afford not to have it?  Even if it’s 
>>> 100K the point is you’ll work it out.  Whether it’s interest free loans for 
>>> the blind or regular interest loans from the auto market you’ll make it 
>>> work.  Costs will be high at first but they will drop and they will drop 
>>> quickly because these aren’t devices for just the blind, it’s for everyone 
>>> so the mass market and mass production economies of scale come in to play.  
>>> Even if it’s 100K though I for one would save up and finance what I 
>>> couldn’t cover.
>>> 
>>>> On Sep 18, 2015, at 1:56 PM, Donna Goodin <doniado...@me.com> wrote:
>>>> 
>>>> then the question will be can any of us afford it. :)
>>>> Cheers,
>>>> Donna
>>>>> On Sep 18, 2015, at 10:14 AM, Pete Nalda <lpna...@gmail.com> wrote:
>>>>> 
>>>>> With the success Google is having, it won't be long until we see one from 
>>>>> Apple. Google's testing here in Austin without incident. 
>>>>> 
>>>>> Egun On, Lagunak! (basque for G'day, Mates
>>>>> Louie P (Pete) Nalda
>>>>> MySpace.com/musikonalda
>>>>> Facebook.com/lpnalda
>>>>> Linkedin.com/in/lpnalda
>>>>> Twitter: @lpnalda
>>>>> 
>>>>>> On Sep 18, 2015, at 8:01 AM, Scott Granados <scott.grana...@gmail.com> 
>>>>>> wrote:
>>>>>> 
>>>>>> Dona, has anyone described to you what this prototype car looks like?  
>>>>>> There were some photos leaked a while back, who knows since they are 
>>>>>> rumors but they basically had a pod that had 4 wheels (it’s not a 3 
>>>>>> wheeler like some models) and it had no (0) windows.  Think about that 
>>>>>> for a minute.  What it did have were screens and cameras and a ton of 
>>>>>> autonomous driving features.
>>>>>> You’d also be interested in what Google is doing.  They have already had 
>>>>>> blind folks operating their autonomous vehicles for a while now.  I 
>>>>>> believe that one of the engineers on the project is blind but I haven’t 
>>>>>> been able to come up with a name.  I saw a special on CNBC about a year 
>>>>>> ago and can’t recall the gentleman’s name they had who was using the car 
>>>>>> to get to and from work and to the store etc.  It would drop him off in 
>>>>>> front of the grocery store door, he’d do his thing and come out and hit 
>>>>>> a key fob that would summon the car that had parked it self and it 
>>>>>> pulled up and picked him up.
>>>>>> 
>>>>>> Never thought I’d see it in my lifetime, shocks me how far along they 
>>>>>> actually are.  Google has made massive steps forward in machine vision.
>>>>>> 
>>>>>>> On Sep 18, 2015, at 8:21 AM, Donna Goodin <doniado...@me.com> wrote:
>>>>>>> 
>>>>>>> Hi all,
>>>>>>> 
>>>>>>> I just saw this on MacRumors and thought you guys would be interested 
>>>>>>> if you haven't seen it.  I sooooooooooo want to be a test driver!
>>>>>>> http://www.macrumors.com/2015/09/18/apple-met-california-dmv-autonomous-vehicle/?utm_source=osx&utm_medium=push&utm_campaign=front
>>>>>>>  
>>>>>>> 
>>>>>>> Cheers,
>>>>>>> Donna
>>>>>>> 
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