Hi Mark, This sounds great,
Just wondering though if this prepaid card is a paypal service or is a bank related service? I'm just wondering if it's available worldwide or only in the USA? It would be a great product to have available to my pay pal account. Cheers, Simon f -----Original Message----- From: macvisionaries@googlegroups.com [mailto:macvisionaries@googlegroups.com] On Behalf Of M. Taylor Sent: Thursday, 9 June 2016 7:28 AM To: macvisionaries@googlegroups.com Subject: Some Info on The PayPal PrePaid Mastercard App for iOS Hello Everyone, I am cross-posting this to let you know that the PayPal Prepaid Mastercard App for iOS is more than reasonably VoiceOver accessible. There are two VoiceOver bugs that are immediately obvious. 1. The primary menu button, located in the upper left corner of the display, is not labeled; it just reads as, "button." 2. It is sometimes necessary to perform a single-finger, double-tap and hold gesture in order to activate items labeled as links. Other than these two items, all of the information one needs, in order to conveniently manage the card account, is accessible. I have submitted a bug report to the developer and, hopefully, these bugs will be addressed in future releases. Please note that I am referring only to the PayPal Prepaid Mastercard and not to the PayPal Debit card. Just in case some are wondering, the PayPal Prepaid Mastercard is a secured debit card. This is to say, one must load money onto the card, either online or at a local market, such as 7 Eleven in order to use it. There are several reasons for using such a card. Some use these kinds of cards because they either have no established credit line or bank account or have a very bad credit history which prevents them from obtaining a traditional revolving credit card account. It should be noted, however, that prepaid cards will not, unless explicitly stated in the terms of use agreement, help either establish or improve one's credit score. Another reason, which is why I have one, is because one does not want to give an untrusted vendor access to a revolving credit line or bank account, such as would be the case if one were to use a standard debit or credit card. As a scenario as to why one may consider using a prepaid card, and this has happened to me in the distant past, a vendor was only supposed to charge me a fee, once. However, the vendor began billing me monthly. While I eventually received a refund for the unauthorized charges, I had to both file a credit dispute and cancel the account. The real inconvenience came when I found myself having to update several trusted online vendors with the new credit card number. Remember, a prepaid card can only be charged up to the amount loaded on the account. So, in the above scenario, assuming that I had funded the card only up to the amount that I was to pay the vendor, subsequent billing attempts would have been denied. Assuming that I had received notifications of the failed attempts, I could have investigated the problem, before money was taken. Even in the event that subsequent unauthorized charges had gone through, however, I could have cancelled the card without having to update all of my online accounts, assuming that I had not used the prepaid card for them. You should know that while there are no interest charges associated with prepaid cards, there are, however, associated fees that, depending on the brand of the card, can make using the card unreasonably expensive. The prepaid card market has exploded in recent years; so much so that even major banks such as Chase are offering such accounts. If you are considering a prepaid card, be sure to shop around and make certain that you thoroughly understand the fees associated with using the card. Just so there is no confusion, I am, in no way, promoting/recommending prepaids cards to anyone. I am merely providing feedback on the current VoiceOver accessibility of the PayPal Prepaid Mastercard App, for iOS and describing a scenario in which the outcome would have been different if such an instrument had been used. Mark -- The following information is important for all members of the Mac Visionaries list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your Mac Visionaries list moderator is Mark Taylor and your owner is Cara Quinn - you can reach Cara at caraqu...@caraquinn.com The archives for this list can be searched at: http://www.mail-archive.com/macvisionaries@googlegroups.com/ --- You received this message because you are subscribed to the Google Groups "MacVisionaries" group. To unsubscribe from this group and stop receiving emails from it, send an email to macvisionaries+unsubscr...@googlegroups.com. To post to this group, send email to macvisionaries@googlegroups.com. Visit this group at https://groups.google.com/group/macvisionaries. For more options, visit https://groups.google.com/d/optout. -- The following information is important for all members of the Mac Visionaries list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your Mac Visionaries list moderator is Mark Taylor and your owner is Cara Quinn - you can reach Cara at caraqu...@caraquinn.com The archives for this list can be searched at: http://www.mail-archive.com/macvisionaries@googlegroups.com/ --- You received this message because you are subscribed to the Google Groups "MacVisionaries" group. To unsubscribe from this group and stop receiving emails from it, send an email to macvisionaries+unsubscr...@googlegroups.com. 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