Good move George,
Not personally been there but over time i've encountered a few ppl who have
avoided this issue and have unfortunately lived to regret it - in the back
pocket. I kid i worked with had an at fault accident with a BMW 730 in a mates
modified car insured with GIO and he basically lost everything as he had to
declare himself bankrupt - not a good scene.
Just Car Insurance seem to be a fair company for younger drivers with a mild
modified car and a good driving record - that's 2 good things i've heard about
them this week.
regards
Terry
> Hey everyone,
> Just letting you all know that I did the right thing and called up
> GIO....well they basically said Nah!!!! As soon as I said 15" wheels....well
> the lady at the other end didn't want to know about it. That's gratitude for
> you! 8 years with them, no claims.....well you can imagine how pissed off I
> am at the moment!
> But on a happier note, I called up a company called "Just Car Insurance" and
> they asked me for any past offences and claims and I just told them all the
> things I have done to the car (I didn't leave anything out) and they told me
> $353 for 3rd party (no fire & theft) and an extra $400 for fire & theft. Not
> bad I say but keeping in mind that I've not been too naughty on the roads
> and I'm 28, they were happy.
> So it's been decided, I'm going with em!
> Thanks for all your help everybody on this fairly non-technical topic!
> Regards,
> George
>
> ----- Original Message -----
> From: George Zouglakis <[EMAIL PROTECTED]>
> To: <[EMAIL PROTECTED]>
> Sent: Friday, June 15, 2001 10:23 AM
> Subject: Re: CAR INSURANCE!!!!
>
>
> > Terry,
> > Sounds like you've been there! I will definitely do something about
> it
> > ASAP!
> > Thanks for the nudge,
> > George
> >
> >
> > ----- Original Message -----
> > From: Terry Rudd <[EMAIL PROTECTED]>
> > To: <[EMAIL PROTECTED]>
> > Sent: Thursday, June 14, 2001 11:08 PM
> > Subject: RE: CAR INSURANCE!!!!
> >
> >
> > > George,
> > >
> > > Take it from a SOB, do something about your insurance as soon as you can
> > as
> > > the ramifications are the worst imaginable if you are involved in an at
> > > fault accident when you're not confident about your insurance cover.
> > >
> > > It doesn't much matter which line you use with an insurance office as
> long
> > > as you get a straight answer.
> > >
> > > Personally, I'd use something along the lines - "I'm thinking about
> buying
> > a
> > > 1970 Datsun 1600 which is in good conditions but has a few
> modifications,
> > > I'm nn years old, good driving record, live at blah and I was wondering
> > what
> > > the 1/3rd party property premium would be for me on this car?"
> > >
> > > you'll get "Not interested" there and then or the next question will
> be -
> > > "What modifications?"
> > >
> > > Have a list made up etc and continue from there.
> > >
> > >
> > > regards
> > > Terry
> > >
> > >
> > >
> > >
> > > ----Original Message-----
> > > From: [EMAIL PROTECTED]
> > > [mailto:[EMAIL PROTECTED]]On Behalf Of George
> > > Zouglakis
> > > Sent: Thursday, 14 June 2001 9:25
> > > To: [EMAIL PROTECTED]
> > > Subject: Re: CAR INSURANCE!!!!
> > >
> > >
> > > Good point! That's what got me thinking in the first place. I think I'd
> > > better give them a call....but how do I word it if the car has already
> > been
> > > modified? Do I say, "I'm thinking about modifying my car", or should I
> > say,
> > > "I've just completed work to my car". I don't want to get caught out if
> > you
> > > know what I mean.
> > >
> > >
> > > ----- Original Message -----
> > > From: Anthony Tuting <[EMAIL PROTECTED]>
> > > To: <[EMAIL PROTECTED]>
> > > Sent: Thursday, June 14, 2001 12:43 AM
> > > Subject: Re: CAR INSURANCE!!!!
> > >
> > >
> > > > The problem is, if you have a crash and they find that you have not
> told
> > > > them about modifications to the car, not only will they not pay but
> they
> > > can
> > > > then sue you for fraud, have a very close read of your insurance
> > guidlines
> > > > to make sure you're not dangling over hot water....
> > > >
> > > > I wasn't even able to get 3rd party property done with my modified
> 1600
> > > > through NRMA, they just didn't want to hear about it...
> > > >
> > > >
> > > > From: "George Zouglakis" <[EMAIL PROTECTED]>
> > > > Reply-To: [EMAIL PROTECTED]
> > > > To: <[EMAIL PROTECTED]>
> > > > Subject: Re: CAR INSURANCE!!!!
> > > > Date: Tue, 12 Jun 2001 15:00:49 +1000
> > > >
> > > > Daniel,
> > > > Was that 3rd party or comp?
> > > > I am with GIO...but I'm thinking that they may be a bit anal if I
> > mention
> > > > anything!
> > > > Regards,
> > > > George
> > > >
> > > > ----- Original Message -----
> > > > From: Daniel Kroehn <[EMAIL PROTECTED]>
> > > > To: <[EMAIL PROTECTED]>
> > > > Sent: Tuesday, June 12, 2001 2:33 PM
> > > > Subject: Re: CAR INSURANCE!!!!
> > > >
> > > >
> > > > > When I got mine insured they didn't even ask what was done to it,
> > only
> > > if
> > > > > any of the modifications required a mod plate. I've got an L20B,
> > with
> > > a
> > > > > reasonable amount of work done, lowered suspension, swaybars,
> > > extractors
> > > > > etc, etc, etc
> > > > >
> > > > > Daniel Kroehn
> > > > > Recommending Datrats, supplying quality Datsun performance parts
> > > > > www.Datrats.com.au
> > > > >
> > > > > ----- Original Message -----
> > > > > From: George Zouglakis <[EMAIL PROTECTED]>
> > > > > To: <[EMAIL PROTECTED]>
> > > > > Sent: Tuesday, June 12, 2001 12:05 PM
> > > > > Subject: CAR INSURANCE!!!!
> > > > >
> > > > >
> > > > > > Hey fellow listers,
> > > > > > I was just speaking to a friend regarding car
> > > > > insurance,
> > > > > > and things that need to be declared, i.e, wheels, suspension,
> etc,
> > > > etc...
> > > > > I
> > > > > > can tell you that I'm running a lowered, 15' TRX wheels,
> > extractors,
> > > > EFI
> > > > > L16
> > > > > > SSS Stanza and as far as my insurance company knows, it's stock.
> > > > > > What I need to know is, what is everyone on this list doing in
> > > regards
> > > > to
> > > > > > insurance? Is an engineers report needed for wheels and
> suspension?
> > > > > > Any info would be much appreciated!
> > > > > > Thanks in advance,
> > > > > > George
> > > > > >
> > > > > >
> > > > >
> > > >
> > > >
> > _________________________________________________________________________
> > > > Get Your Private, Free E-mail from MSN Hotmail at
> > http://www.hotmail.com.
> > > >
> > >
> >
>
----------------------------------------------------------------
This message was sent using the AustarMetro Internet Web Mail System.
http://www.austarmetro.com.au/
