I'd definitely get the state insurance authority involved - usually they have a lot of power to get the insurance folks to do the right thing. Also make life painful for the guy who did the damage - a small claims case may be enough to wake him up.
-Max -----Original Message----- From: mercedes-boun...@okiebenz.com [mailto:mercedes-boun...@okiebenz.com] On Behalf Of LWB250 Sent: Tuesday, August 03, 2010 7:27 PM To: Okie Benz Subject: [MBZ] WWMBD? Here's the deal: Friend of mine is a divorced mom with a job and full time night school. Asshat hits her in a parking lot and damages her car. Not bad enough to disable it, but there's over a grand worth of damage. Cops won't come to make a report, as it's considered a "fender bender" according to them. The guy's insurer (Allstate) tells her to get an estimate, than turns around and says they'll only pay 60%, and she should file a claim for the balance with her insurer (State Farm) who has told her if she does, her rates will go up. I told her to refuse their settlement and file a complaint with the state, while also filing for relief in small claims. State Farm told her the same thing today. The car is drivable, so she's not in a bind for transportation. I'm thinking time is on her side and if she digs in her heels she'll get them to pony up the whole amount. Do note that this is in Florida, which is a no-fault state. However, I don't see where that factors in, since the guy hit her and was clearly at fault. When my son was hit and the car totaled in June, it as in Florida, and the guy's insurance paid out in full. Opinions? Suggestions? Dan _______________________________________ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com _______________________________________ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
