Long ago, I read, particularly in Consumer Reports, how credit unions are a much better deal for their members, etc.
I tried to put that into practice. My sad experience is that I always could do better at a bank. That's even before an old friend became president of my bank. I don't know why, but I do know what. > 9 and 11. Re: OT - mortgages >Message: 9 >Date: Sat, 18 Jun 2011 17:11:47 -0500 >From: OK Don <okd...@gmail.com> >To: Mercedes Discussion List <mercedes@okiebenz.com> > >I'd forgotten them. The last time I went to them for a new car loan (1997) >they were more expensive than a local bank, but it's worth checking. >Thanks -- > >On Sat, Jun 18, 2011 at 4:04 PM, Dan Penoff <lwb...@yahoo.com> wrote: > >> Don't forget credit unions, too. >> >> Our local CU has very competitive rates and products, not to mention they >> are very good to work with. >> >> After all, we're not just a depositor, we're an owner..... >> >> We are getting closed to wrapping up a short sale (hopefully!) and have the >> CU on the hook with everything poised and ready to go. >> >> I can call my loan officer directly, ask questions, etc., whenever I want. >> >> They are so much easier to work with, not to mention that we pay nothing in >> fees for our bank accounts, and we even earn interest on them (albeit MIT >> much these days...) >> >> Dan >> >Message: 11 >Date: Sat, 18 Jun 2011 18:17:04 -0400 >From: Dan Penoff <lwb...@yahoo.com> >Subject: Re: [MBZ] OT - mortgages > >The rates at our CU are competitive, as well them having an in-house title and >real estate group that gives discounted fees to members. > >We will save about $1500 on our closing costs due to this. > >I did shop around for better terms/rates but didn't find any. > >Another nice thing is their ability to offer non-traditional products, such as >a 20 year mortgage. I couldn't find any any local banks that would do a 20 >year note - they would only do a 15 or 30 year note. > >Dan > >Sent from my iPhone > >On Jun 18, 2011, at 6:11 PM, OK Don <okd...@gmail.com> wrote: > >> I'd forgotten them. The last time I went to them for a new car loan (1997) >> they were more expensive than a local bank, but it's worth checking. >> Thanks -- >> >> On Sat, Jun 18, 2011 at 4:04 PM, Dan Penoff <lwb...@yahoo.com> wrote: >> >>> Don't forget credit unions, too. >>> >>> Our local CU has very competitive rates and products, not to mention they >>> are very good to work with. >>> >>> After all, we're not just a depositor, we're an owner..... >>> >>> We are getting closed to wrapping up a short sale (hopefully!) and have the >>> CU on the hook with everything poised and ready to go. >>> >>> I can call my loan officer directly, ask questions, etc., whenever I want. >>> >>> They are so much easier to work with, not to mention that we pay nothing in >>> fees for our bank accounts, and we even earn interest on them (albeit MIT >>> much these days...) >>> >>> Dan >>> _______________________________________ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com