Full coverage $250,000.00 liability per person $500,000.00 per occurrence -1859.00 per year from Citizens Ins. Michigan thru an Independent Insurance agent. 2005 Dodge Caravan 1991 Chevy Van 1984 300D 1978 MGB
Michael E. Esh On Sep 9, 2011, at 10:17 PM, LWB250 <lwb...@yahoo.com> wrote: > It's important to understand some things regarding State Farm and Florida: > > 1.) State Farm no longer writes home insurance in Florida. They recently > submitted a request to increase the premiums of the current homeowner's > policies in Florida something in the neighborhood of 150%. This is after > they have already raised premiums over 80% in the past 4-5 years. > > 2.) They will write me a homeowner's policy here, because I have "continuous > coverage". Their premiums are more than 2x every other insurer I got quotes > from for the exact same coverage. After the first year they are no longer > obligated to insure me. At that time they will drop me. This is a given. > > 3.) When I moved back to Florida and found out how badly they were raping me, > I got the, "But you have guaranteed insurability!" Of course I do - I am > paying for it! > > 4.) When I pleaded with my agent of nearly 15 years to do something to help > me cut my auto premiums, all I got was a diatribe about how rampant auto > insurance fraud is in Florida, and they're just passing the costs along. > > Long story short, State Farm is here because they can justify the outrageous > premiums they charge. When competitors can give me the same products and > services for 20% less and be a reputable (if that's possible for any > insurance company!) nationally rated company, there is something wrong. > > I am going to give my State Farm agent the chance for a rebuttal, but I don't > expect them to move from where they are cost-wise. > > Guys - I pay over $6k/year for three 5-6 year old cars with no accident > histories. I do have a 19 year old in the house, but he gets a good student > and good driver discount. Allstate is the first company I gave a chance to > compete for my business, and they can knock that down by $1200-$1400/year for > the same coverage. That tells me that State Farm is getting fat, dumb and > happy off my loyalty. > > This should be interesting. I will be really curious as to the tack they > take when I give them a chance to respond... > > Thanks to everyone for their input. > > Dan > > > ________________________________ > From: Dieselhead <126die...@gmail.com> > To: Mercedes Discussion List <mercedes@okiebenz.com> > Sent: Friday, September 9, 2011 7:02 PM > Subject: Re: [MBZ] OT - Sort of - Car Insurance > > Both Nostate and StatFarm are on my "black" list. I will never buy anything > from either. Nostate has a particularly bad rep from those who had katrina > damage. StatFarm is not far behind. > > > Statfarm is reputed to pay their client and never pay the other party who was > damaged by their client. That is for sure true in my experience. > > >> Just got done going over our insurance with an Allstate guy. >> >> Long story short, same coverage as we've had with State Farm, $1600.00 >> cheaper a year. > > _______________________________________ > http://www.okiebenz.com > For new and used parts go to www.okiebenz.com > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > _______________________________________ > http://www.okiebenz.com > For new and used parts go to www.okiebenz.com > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com _______________________________________ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
