USAA for me on house and ‘modern’ vehicles.  The 300D, 250S and ’67 VW all are 
a Chubb collector policy.

Jon


> On Nov 28, 2016, at 4:52 PM, Dan Penoff via Mercedes <mercedes@okiebenz.com> 
> wrote:
> 
> With the youngest son heading out of the house in the near future, I’ve been 
> giving some serious thought to reviewing our insurance situation, primarily 
> auto and umbrella coverages.  For years we’ve used mainline insurers, State 
> Farm for 30 years until they started screwing us, then to Allstate where 
> we’re currently at and happy with the service and coverage.
> 
> That being said, I’m wondering if I should shop this as well as consider 
> talking to an independent agent.  While I am not keen on feeding the 
> corporate animals, I also have some concerns about spreading my coverages 
> across multiple insurers and whether or not that savings will justify it.
> 
> My concern of late is that we seem to be paying an inordinate amount of money 
> for our umbrella policy, and I’m not sure why.  It could be due to the 
> youngster’s presence over time and I just haven’t paid that much attention to 
> it, but I want to be sure.
> 
> I would be interested in hearing anyone’s experiences in this vein, positive 
> or negative.
> 
> Dan
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