https://github.com/jamis/bucketwise

DESCRIPTION:

BucketWise is a web application (written in Ruby on Rails) for
managing your personal finances. It features an emphasis on budgeting
(using a version of the envelope system) and avoiding debt. BucketWise
is highly opinionated: it was written for one man’s specific needs,
and as an experiment, and while it is working very well for that one
man, there is no guarantee it will do what you want. (See FEATURES,
below).

FEATURES:

Multiple users
Track multiple accounts
Accounts may be partitioned into "buckets", as a means of budgeting
and saving money
Earmark funds for each credit-card purchase to avoid overspending
Things it intentionally does not do:

It does NOT automatically pull your transactions from your bank
account, and in all likelihood, never will.
It does NOT intelligently learn from your purchases and try to guess
how to categorize them, and in all likelihood, never will.
It does NOT provide a social forum for you to share thoughts with
other users, and DEFINITELY never will.
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