bank import rejects overpayments when they should be applied to the next
installment
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Key: MIFOS-2773
URL: http://mifosforge.jira.com/browse/MIFOS-2773
Project: mifos
Issue Type: Bug
Components: Misc
Affects Versions: Release 1.4
Reporter: Sam Birney
Priority: Major
we noticed that sometimes a customer pays (e.g.) $102 when their next expected
payment in mifos is $98. If this is the final payment, the bank import is
correctly not allowing the overpayment. However, if there is another payment
due next month of $98, should not the correct bank import behavior be to apply
$98 to the current installment and $4 to the next installment? When manually
applying payments this is what happens, so shouldn't it be the same in bank
import?
it does happen often, mainly because their old MIS puts rounding leftovers in
the first repayment, and Mifos puts it in the last. So a normal old loan may
have a schedule of (102,98,98,...,98) and in Mifos it is (98,98,...,98,102).
So, the customer goes to pay 102 and Mifos is expecting 98. So, this will
happen almost all of the time during the next year of transition, but then will
become more rare once all the active loans have schedules that were generated
by Mifos.
-Adam Monsen wrote:
Until we get the chance to look at this, you might check out the
following:
* in the import plugin, we actually do a running total since the API
doesn't support this type of validation. This might be causing or
related to the problem you're seeing
* LoanBO#paymentAmountIsValid and friends appear to allow overpayment of
one installment as long as it doesn't exceed the total repayable amount
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