Give ability to create pending approval loans for clients that aren't approved.
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                 Key: MIFOS-2934
                 URL: http://mifosforge.jira.com/browse/MIFOS-2934
             Project: mifos
          Issue Type: New Feature
    Affects Versions: Release 1.5.0.1
            Reporter: Ryan Whitney


For KMBI, the client application and loan application are blended.  That means 
if the loan application is approved for a new client, then the client 
themselves are approved.

What they would like to see is the ability to 
1. Create a client pending approval
2. Attach a loan that is pending approval to that client

Some other caveats/possibilities
1. You couldn't approve the loan until the client loan is approved
2. Be interested to see if there was a way to approve both at once. IE, as the 
user is approving the client, maybe there is a display below showing loans that 
need to be approved.

We allow them to create savings accounts for clients before approval, why not 
loans?

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