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http://mifosforge.jira.com/browse/MIFOS-4344?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=64070#action_64070
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Ryan Whitney commented on MIFOS-4344:
-------------------------------------
Keith - I have to disagree, this is not a feature request. The feature has
never worked the way it was intended. The scenario you are describing is not
used within the microfinance sector. This feature is supposed to use the total
number of clients x individual contribution to determine the total amount due
for the group deposit.
Think of this as a group loan in microfinance. In the classic model for
microfinance, the MFI does not want to track who has paid or not paid at the
individual level, that's left up to the group to determine (ie, group
liability). If the MFI is interested in tracking individual contributions,
then they should just open up individual accounts for each individual.
Obviously, there are institutions that fall outside of this model, but I have
yet to run into any - and once we dug into DDS concerns, this wasn't quite what
they are looking for either.
Another way to think about this is its just like the other type of group
savings product, its just the deposit amount is determined differently.
I can understand if we can't get it to work fixed in Elsie F, but wanted to
give more background on this issue.
> Group Savings with individual contributions is collecting deposits from
> individuals and not groups
> --------------------------------------------------------------------------------------------------
>
> Key: MIFOS-4344
> URL: http://mifosforge.jira.com/browse/MIFOS-4344
> Project: mifos
> Issue Type: Bug
> Components: Savings Account
> Affects Versions: Release 1.6.1
> Reporter: Ryan Whitney
> Assignee: Kay Chau
> Priority: Critical
> Fix For: Elsie F - Iteration 9, Elsie F
>
>
> Currently, when creating a group savings product with individual
> contributions, Mifos is asking for the deposits from each individual and not
> at the group level. This feature is supposed to be a group savings account
> and the individual contributions its just used to calculate the amount due
> for each week (as membership changes in the group, the amount due each week
> should shift).
> REPRO:
> 1. Create a mandatory savings product for a group with individual
> contribution (recommended amount: 10 rupees)
> 2. Apply to group with a few clients
> 3. Advance server forward to next center meeting
> Scenario 1: CSE
> 4. Open CSE to make payments
>
> EXPECTED: CSE shows payment due (10 x # of clients) in the group row. No
> boxes appear for clients or empty boxes (May need to check expected behavior)
> ACTUAL: CSE shows each individual payment attributed to each member
> Scenario 2: Manual payment
> 4. Open up group savings account and click on Make deposit/withdrawal
> EXPECTED: Amount due shows payment due (10 x # of clients)
> ACTUAL: Amount displayed is zero
> NOTES:
> * It is unclear if this feature has ever worked correctly and we are not
> aware of anyone currently using the savings product this way
> * It appears the functional spec may not be correct as well:
> http://mifos.org/functional-specifications/account-management/savings-accounts
> * Should also check this for center level savings accounts
> * If you want to see a documented example, see linked support ticket
> (contains customer data - therefore, protected)
>
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