Allow possibility to disable one of the permissions for creating new loan 
account (in 'Save for later' state or in 'Submit for approval' state)
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                 Key: MIFOS-5083
                 URL: http://mifosforge.jira.com/browse/MIFOS-5083
             Project: mifos
          Issue Type: Improvement
          Components: Roles and Permission
    Affects Versions: Release 2.2
            Reporter: Lukasz Chudy
             Fix For: Release H


In Release 2.2 disabling permission to create new Loan account works only when 
both 'Can create new loan account in Save for later state' and 'Can create new 
loan account in Submit for approval state' permissions are unchecked. If only 
one of them are unchecked then 'Access denied' page is not appearing.

It will be good to have possibility to disable only one of these permissions in 
the way that it was working in the Release 2.1.x

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