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http://mifosforge.jira.com/browse/MIFOS-3305?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel
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Lukasz Chudy updated MIFOS-3305:
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Status: Ready for Showcase (was: Ready for Testing / Resolved)
Empty input field issue has been fixed properly.
Overpayments functionality works correctly.
I've noticed the following behavior:
- When you import overpayment transaction for the last installment then account
becomes closed and overpayment amount is displayed in 'Overpayments' section.
If you apply adjustment, this sections is not displayed. After importing
overpayment transaction again, then two overpayment amounts are displayed in
'Overpayments' section.
- It is ont possible to import another overpayment transaction when account is
in 'Closed- Obligation met' state.
> handling overpayments of remaining loan balance
> -----------------------------------------------
>
> Key: MIFOS-3305
> URL: http://mifosforge.jira.com/browse/MIFOS-3305
> Project: mifos
> Issue Type: New Feature
> Components: Loan Account
> Affects Versions: Release H
> Reporter: Sam Birney
> Assignee: Jakub Sławiński
> Priority: Major
> Labels: almajmoua
> Fix For: Release H, 2.3.0-M2
>
>
> Mifos is currently designed to reject any payment greater than remaining
> balance of the loan (an overpayment). This can happen for various reasons:
> * As we have MFIs who do not collect repayments directly, but rather through
> banks or post offices, it becomes a common scenario for clients to overpay
> the remainder of their loan, since these other locations do not know how much
> is left on the loan.
> * Another case where it commonly occurs is after migrating accounts from
> another MIS when there are small rounding differences between the two
> schedules, so that closing an account in the old system may result in an
> overpayment in the Mifos schedule, which no clear way to track that.
> * I suspect with the addition of mobile money, this scenario will be common
> for those customers as well.
> Sometimes it is only a few dollars over, sometimes an entire extra
> installment is mistakenly paid. Ideally the MIS will track this so that
> action can be taken to return the overpayment portion to clients in future.
> New specification:
> Overpayments:
> 1. Overpayment situation only happens when repaying the last payment of a loan
> 2. System detects an Overpayment during bulk payment upload,
> 3. The system closes the loan account and makes an entry in the new database
> table with
> details such as loan account number, overpayment amount, date and time,
> status of the
> overpayment and payment id(to be able to track the overpayment is linked to
> which
> payment)
> 4. On the loan page, the system will display the amount of the overpayment.
> Adjacent to
> this, there will be a button labeled 'Clear' that will be made available for
> a user to
> manually clear the amount in case the last repayment was adjusted for some
> reason. The
> click of this button will allow user to specify how much amount they would
> want to clear
> off.
> 5. Each loan can have more than one overpayment
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