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My idea is to provide validation in a different place:
Currently the loan approval can't be earlier than the loan was submitted, but the submission date is not validated and can be earlier then client's activation.
Only active clients can submit an application for a loan.
When I'll add a validation: loan submission date >= client's activation date, it won't be possible to approve a loan with earlier date than client's activation.
Validation chain after my change:
loan approval date>= loan submission date >= client's activation date