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I think 2 API calls are ok.
Does it make sense to add a placeholder for total savings too in the API? Until the savings functionality for groups are implemented, we could just return zero.
Will there be another API when summary of a customer is required? It would have typically things like Current Loan Cycle, Amount of last loan, no. of active loans, Number of loans disbursed, Total amount disbursed, Total amount outstanding, Total Overdues, Total savings etc.