Sergio,

Some excellent questions.  This is also better suited for our user list, so
I'm replying to that list instead of the developer mailing list.

First Scenario:
Yes - You would just setup a loan product with a grace on both interest +
principal and it should be set for 5 months.

Second Scenario:
Mifos can do this too - You would just setup a different loan product where
the grace is on principal only.

One other thing to note, is if you're calculating that interest only over
the six month periods (and its a flat interest rate), you would need to
adjust it for APR (See this thread - http://is.gd/bUEsh)

Ryan

On 5/5/10 6:08, "Sergio Segura Gomez" <[email protected]>
wrote:

> hi everyone, i am from mexico and my client have a little need XD, i
> don't know if mifos is provided.
> 
> first:
> he need a payment schedule, a period of six months, that the customer
> can pay all the amount at last, with interes and capital.
> 
> i think mifos can do that.
> 
> but the second one:
> he need a payment schedule that the customer can pay interest(only
> interest per month) and at last month pay interest plus principal
> 
> in both we are searching a fixed payment
> ____
> for example
> 
> amount 50000 in six months, 17 % of interest
> 
> month 1: 8500, month 2: 8500, month 3: 8500, month 4: 8500, month 5:
> 8500, month 6: 58500
> 
> 
> 
> is there any way?
> 
> ------------------------------------------------------------------------------

-- 
Ryan Whitney  
Mifos Technical Program Manager
[email protected]
Mifos - Technology that Empowers Microfinance (www.mifos.org)
Our mission is to enable the poor, especially the poorest, to create a world
without poverty.  
<http://grameenfoundation.org/take-action/ingenuity-fund-challenge/>
P please consider the environment before printing this e-mail.


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