On 7/13/10 20:38, "Gayl Kennedy" <[email protected]> wrote:

> Hello again
> I know in mifos you can set up a group loan at the group level or
> spread it across all the individuals in the group as client loans and
> was wondering which is the general practice?

Based on my experience, most MFI's want the detail tracking at the
individual level while maintaining group or center liability.  Enforcement
of the liability should be a process thing that falls outside of Mifos.

> if we set up the group loan under the group but with one for each
> client we can track their repayments and savings . this would give
> good insight into how the members of the group are performing but then
> I don't think the dashboard view of the group performance will be as
> rich as if we create a group loan and track the overall repayments per
> period against that.

What details are you looking for at the group level? There is always an
option to build a report to give you the granular detail you are looking for
if its not covered in the performance history.  To be clear, the performance
history at the group level does show some detail from the individual loans
of its members.

> I am trying this out on the demo site but a bit frustrated by the
> disbursement date which means I have to wait till next week to see the
> loans disbursed and see the various impacts. I did change the meeting
> date but anything new I set up runs into the same delay.  If there is
> a better way around this I would appreciate the info!

Generally I keep a local instance of Mifos installed on a virtual machine
and just manually change the date (I do it in a virtual machine, as changing
my computers date can cause alarms and other things to go crazy).

Ryan
-- 
Ryan Whitney  
Mifos Technical Program Manager
[email protected]
Mifos - Technology that Empowers Microfinance (www.mifos.org)
Our mission is to enable the poor, especially the poorest, to create a world
without poverty.  
<http://grameenfoundation.org/take-action/ingenuity-fund-challenge/>
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