Ryan and Fanon,

Thank you for weighing in. Reconfiguration is a good idea, especially
after we figure out a few other workarounds called for by our non-
standard microfinance operations. I will regroup a bit with my team
and then see if Ryan can still help us out! Thanks again for the
input, all.

Vivian

On Jun 13, 11:32 pm, Ryan Whitney <[email protected]> wrote:
> Vivian,
>
> I'm not sure there is an option other than the one you have thought of.  As 
> far as I'm able to understand your explanation of the scenario (and my rough 
> memory of discussing this long ago), how you're using Mifos is a bit 
> non-standard which makes this all the more difficult.  Mifos does have the 
> option to move center's between loan officers (because, as you said, movement 
> of loan officers is common), but not groups among centers - this really isn't 
> so common.
>
> I think your two options are correct and I think the redo loan option is 
> probably your best bet.  
>
> The other thing to have Nuru consider is potentially reconfiguring a new 
> instance of Mifos and migrating data.  I could probably assist you in that a 
> bit, if I at least saw a diagram explaining how your current organization is 
> structured and works (I get a general idea from your paragraph below, but not 
> entirely clear how the mapping works between the different officers and 
> clients).
>
> Best of luck,
> Ryan
> On Jun 7, 2011, at 7:32 AM,VivianLuwrote:
>
>
>
>
>
>
>
>
>
> > Hi Nayan,
>
> > Thanks for the reply! It's a bit of a long story. We need to move
> > these groups due to poor set up of office hierarchy at the beginning
> > of our deployment. Nuru microfinance activities fall under two
> > separate programs, agriculture and economic development, which operate
> > fairly independently of one another. Mifos was initially deployed as
> > the MIS for our ED program and the office centers were set to
> > correspond to our regional centers. In each regional center, there is
> > one ED field officer and several AG field officers. We set up all
> > groups and clients under these centers (assigned to ED officers only)
> > and opened loan accounts for both ED and AG program loans. However,
> > upon running the weekly collections report we realized the centers
> > were too large and that the AG officers should be included in the
> > system. At this point we found out only one field officer could be
> > assigned per center (our structures is several field officers in one
> > regional center), and the suggestion was made to open "dummy" centers
> > for each field officer and redistribute groups. The AG loan accounts
> > are paid in variable installments over the course of a 6-8 month
> > season and so in our present situation, we are waiting for groups to
> > finish repayment so that we can move the group to its appropriate
> > center.
>
> > I want to make sure I'm not wasting my time waiting for groups to
> > complete loan payment and then moving the groups one by one. Although
> > there will also be a need in the future to move a group to a different
> > center (for example, if a field officer is promoted or transferred),
> > this will be infrequent and the current center shuffle is a one-time
> > large scale redistribution effort. I hope the above explanation makes
> > sense. Please let me know what I can explain better.
>
> > Best,
> >Vivian
>
> > On Jun 1, 8:35 pm, Nayan Ambali <[email protected]> wrote:
> >> HiVivian,
>
> >> Can you please explain, why it is necessary to shuffle these group across
> >> centers ? Basically I want understand the business need of this activity. 
> >> So
> >> that I can think of any other solutions
>
> >> Thanks
> >> Nayan Ambali
>
> >> On Thu, Jun 2, 2011 at 4:48 AM,VivianLu<[email protected]> wrote:
> >>> Hi all,
>
> >>> I would like to reassign a group to a new center but can’t do this
> >>> since there are open loan accounts. The options I can think of are to:
> >>> 1. Not enter any new loans until all open loan obligations are met and
> >>> I can move the group. This is difficult because different loan
> >>> products have overlapping loan cycles so there is no natural pause in
> >>> the lending cycle to allow a group to be moved.
> >>> 2. Close all open loans and reissue using the Redo Loan Disbursal
> >>> function under Admin. This is a bit labor intensive and at risk of
> >>> input errors when re-entering data.
>
> >>> I’m guessing the system doesn’t allow center or loan officer
> >>> reassignment when there are open loans because it may affect the loan
> >>> officer performance report. However, I’m about to attempt significant
> >>> redistribution of groups across centers / loan officers, so I’m
> >>> interested in any better ideas or workarounds out there. Even after
> >>> the redistribution, loan officers are hired and promoted often enough
> >>> to make this a recurring issue.
>
> >>> I appreciate any input on this issue.
>
> >>> Thanks,
> >>>VivianLu
> >>> Nuru International
>
> >>> ---------------------------------------------------------------------------
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> >> --
> >> Regards
> >> Nayan G. A.
> >> 9901154134
>
> >> ---------------------------------------------------------------------------
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> ---------------------------------------
> Ryan Whitney
> [email protected]
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>
> "Pessimism is a luxury of good times. In difficult times, pessimism is a 
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>
> --Norwegian social scientist Evelin Lindner
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