> suggested /etc/skel/ modifications The reason I proposed a umask of 077 is that I discovered just a few files scattered through my directories with owner:group of root:daf (I'm daf, the only user of this system). All the other files in my directories are daf:daf, and I cannot imagine any scenario resulting in files with owner:group of root:daf except for the file .cvspass which was created when I initialized cvs. (I *never* run as root since I started using sudo and I only use sudo when I need to update a system file or install a package or other software.) Then I noticed that KDE applications were creating files all over the place with world permissions of r-x since my root directory was drwxrwxr-x. That bothered me so I reset the permissions on all my directories and also on all the KDE files.