> Bill,

Erie insures my Seawrd 23 for about $150.00 per year. Liability is automatically 
picked up by my Erie Homeowners Policy.  My Montgomery 15 is only covered by the 
$1,500.00 limit available for no additional cost under the homeowners. The liability 
coverage under the Homeowners Policy would apply to both boats.

Jerry Williams


> From: "William B. Riker" <[EMAIL PROTECTED]>
> Date: 2004/03/11 Thu PM 08:26:21 EST
> To: "'For and about Montgomery Sailboats'"
>       <[EMAIL PROTECTED]>
> Subject: RE: M_Boats: Boat Insurance
> 
> The first couple of years I had Storm Petrel, I used a separate broker
> recommended by Erie, who handles my auto and homeowners.   Erie doesn't do
> boats.  The cost was only about $60/year.  I wondered if it was worth their
> time to bill me and collect the check. 
> 
> The next year, I went without insurance.  They apparently decided it wasn't
> worth it and didn't bill me - I didn't even notice. 
> 
> Last year, I paid $115 to BoatUS, $101 plus $14 for a membership.  I haven't
> heard from them this year.  Will they bill me, or do I have to apply again?
> 
> 
> One gripe: on the app I told them I keep the boat in the Great Lakes, but
> sail for a week on the Chesapeake.  The declarations came back reading that
> ". . . the insured yacht shall be confined to the waters indicated below:"
> and defined the Great Lakes.   I wrote back and explained about the
> Chesapeake, but they didn't reply.   The insurer was The Continental
> Casualty Company, a CNA company. 
> 
> Bill Riker
> M15 #184
> Storm Petrel
> 
> 
> -----Original Message-----
> From: [EMAIL PROTECTED]
> [mailto:[EMAIL PROTECTED]
> On Behalf Of [EMAIL PROTECTED]
> Sent: Thursday, March 11, 2004 7:52 PM
> To: [EMAIL PROTECTED]
> Subject: Re: M_Boats: Boat Insurance
> 
> I added a boat rider to our home owner's insurance through USAA.  Cost:  $50
> 
> a year.
> 
> Steve Tyree, P-15 #2098 "Amy Ann"
> 
> In a message dated 3/11/2004 1:37:10 PM Central Standard Time, 
> [EMAIL PROTECTED] writes:
> Insurance on our boats went up this year, for no very good reason, I might 
> add.  Can we start a bit of a thread on this subject?  I use Allied, and
> believe 
> me when I say that at least for me, they're broken.  To start the
> discussion, 
> is there any good reason to carry anything more than liability on these 
> boats?  Although the buying and selling price of our boats is nothing to
> sneeze at, 
> they're not $100k boats.  
> 
> Any recommendations on carriers?  Long distance vs a local agent?  Any ideas
> 
> are appreciated...   t
> _______________________________________________
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> 
> 
> _______________________________________________
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> 


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