Please pardon me for my naivete but it seems to me you got your taxable 
value, your estimated value, your fair market value, and then your appraised 
value, the latter of which is what somebody might actually pay you for your 
property, right? It can get so confusing. I've been told too that there's 
really no such thing as an 'independent' appraisal as they can reflect 
whatever it is the person paying for the appraisal requests it to be i.e. 
shoot low, I'm getting a divorce, or aim high I want a big-buck home equity 
loan.
I wonder if there's any sort of accurate measure as to the valuation of any 
property without it being attached to a million or two scenarios, 
development or otherwise. I mean if there were, then the market could 
suddenly change and ultimately, it would all be meaningless anyway, right? 
The whole process seems artificially inflated in a lot of ways. I could darn 
near sell my house today for nearly double what I paid just over a year ago 
because of the "market" but I really haven't done squat in the line of major 
improvements, other then erecting a wooden fence in an attempt to corral my 
schnauzers.
WHAT'S IT ALL MEAN??????
JHarmon
Cleveland

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