I am using Ubuntu 14.04 LTS, and its version of mutt there is a link in the site in my signature explaining the details of how I got it configured to work, the meat of the solution came on the mailingh list when someone said I had to include double quotes around the smtp_url variable
thanks for all the help here and on the usenet group from all the honorable gurus -- (my whereabouts below) http://www.dalekelly.org