Yes, here's another vote for Square. I actually switched from the credit card company that I was using, which had very competitive rates. But I got rid of my salon land line, so I wasn't going to have a phone line for the credit card terminal any longer. I did a retro-active comparison of all my credit card transactions for the 12 month period prior to doing the switch and found that Square would have put an additional $30 something dollars in my pocket had I been using it instead! It's not such a significant difference that I would have opted to give up the option of having clients be able to write in their tip on their own, but when factored with the additional $50 dollar a month savings of losing the phone line, it was no contest. I also love that I can now sell gift certificates on site at events like holiday boutiques and such and take credit. That was cool. Square deposits funds as fast or faster than the more traditional merchant services-- 24 to 48 hours. I have not invested in a receipt printer to pair with the Square, but they are now available. I love that once a client has used a credit card and I have sent a receipt via text or email to them, every time they use that card in the future, I don't have to re-enter their phone/email addy. I wish Square would rework their tipping options. They did, at least, offer AN option. But you'd be surprised how many OCD people there are. Most people don't want to do math to figure out the tip. They need a nice, even number in their head. So if a 15% tip would mean an additional $4.25, they don't want to deal with it. They WANT to be able to just round up to the nearest $5. But Square only allows you to add tips by percentage. AND, the little tip buttons are directly under the signature line, I had people accidently adding tips! I turned off the tip option and just suck it up and ask directly now when I'm entering the amount. I HATE doing that! But it's better than someone accidently adding 20% that they didn't mean to! Also, you never batch out and the system doesn't batch daily, it sort of batches after each transaction-- or maybe every 6 hours or something. So I get emails for every transaction, and then I'll get an email that says "Square has sent you $45.92" or "Square has sent you $237.94." I haven't figured out the exact pattern yet. Sometimes it just deposits the funds from a single transaction, and sometimes it deposits the funds from 6 transactions all together. ???? Whatever. This is hardly an issue for me, but I know some serious accounting geeks that would go crazy over not being able to predict each deposit amount and time. So that's a longer, more detailed accounting of using Square. Definitely do the math, I know that higher "discount" rate looks like SO much more money than rates for more traditional companies, but there's no transaction fee, no statement fee, no monthly service fee, no contract, and no equipment to buy or lease. It comes out cheaper or at least competitive in the end.
Maggie Franklin: Owner & Artist, The Art of Nailz, Visalia CA "Visionary rebel dreamer; obviously way ahead of my time." Maggie Rants [and Raves]@Nails Magazine Facebook >________________________________ >From: Ruth <angelicna...@hotmail.com> >To: NailTech <nailtech@googlegroups.com> >Sent: Tuesday, March 6, 2012 7:13 AM >Subject: NailTech:: Accepting credit cards > >Ok, here is another question for you all. > >With everyone using smart phones to conduct business and all I need to >know what app is the best to accept credit cards? > >I am looking for one that is easy to use and no hidden fees. What do >they charge? Is there a charge per transaction or just a monthly fee? >Does the card swipe come with it, is there a cost? > >All your input is greatly appreciated > >Thank > >Ruth Windsor >Dearborn Heights, MI > >Angelic Beauty Works >Meeting All Your Beauty Needs >http://www.facebook.com/pages/Angelic-Beauty-Works/163801034692?sk=info >Like us and share us with your friends > >The Original Networking Event >Michigan Nail Tech Think Tank - Techs Networking Together > >Pedicure manual for Nail Technicians >Answering The Questions To Your Sole: >Pedicure Treatments That Will Have Your Clients Begging For More >Printed copies available at www.createspace.com/3371795 >or www.amazon.com > >-- >You received this message because you are subscribed to the Google Groups >"NailTech" group. >To post to this group, send email to nailtech@googlegroups.com. >To unsubscribe from this group, send email to >nailtech+unsubscr...@googlegroups.com. >For more options, visit this group at >http://groups.google.com/group/nailtech?hl=en. > > > > -- You received this message because you are subscribed to the Google Groups "NailTech" group. To post to this group, send email to nailtech@googlegroups.com. To unsubscribe from this group, send email to nailtech+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/nailtech?hl=en.