Well, have some answers and probably will have you asking more questions.
If your State doesn't have Gift Card or Gift Certificates Laws, you MAY be under Federal Law. The link is below. Expiration dates and if you can charge a service fee.

"

(c) Prohibition on sale of gift cards with expiration dates
(1) In general

Except as provided under paragraph (2), it shall be unlawful for any person to sell or issue a gift certificate, store gift card, or general-use prepaid card that is subject to an expiration date.


(2) Exceptions

A gift certificate, store gift card, or general-use prepaid card may contain an expiration date if­

(A) the expiration date is not earlier than 5 years after the date on which the gift certificate was issued, or the date on which card funds were last loaded to a store gift card or general-use prepaid card; and

(B) the terms of expiration are clearly and conspicuously stated."

<http://www.gpo.gov/fdsys/pkg/USCODE-2011-title15/html/USCODE-2011-title15-chap41-subchapVI-sec1693l-1.htm>http<http://www.gpo.gov/fdsys/pkg/USCODE-2011-title15/html/USCODE-2011-title15-chap41-subchapVI-sec1693l-1.htm>://www.gpo.gov/fdsys/pkg/USCODE-2011-title15/html/USCODE-2011-title15-chap41-subchapVI-sec1693l-1.htm




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