In such a circumstance I use the following: "Close this account. Either send me a check for the remaining balance or deposit into my newly created account at your institution. Whichever you prefer."
Owen On Jun 10, 2012, at 2:45 PM, Barry Shein wrote: > > A few years ago I had a checkbook stolen. The genius bank branch > decided it was sufficient to just print new checks starting at a much > higher number and "put it in the system" rather than cancel the > account number. I protested but hey so long as they were responsible > for any fraud*. > > Then thousands of dollars of cashed checks began appearing. > > What was amusing was they each had info like my driver's license > number and date of birth carefully hand-printed on them. > > EXCEPT, it wasn't *my* driver's license # or date of birth, it was all > just kinda random. > > Which led us to believe (when talking to bank security) that they just > have friends who work as cashiers, these were all at places like > Wal-Mart, big retail stores, who just accept the bad checks for a cut. > > I agree it's all a matter of percentages but it says something about > putting photos on credit cards etc. > > I had something similar happen with business checks (a small vendor > was burglarized), similar result and conclusion: The crooks were > working with bank tellers or other insiders, they even knew the magic > amounts at each branch beyond which more security checks kick in, > again, according to the bank security people I was clearing this up > with. > > > * I sort of regretted that because they managed to burn up quite a few > hours of my time when it all went bad. They've got you at that point, > show up here, show up now, fill out all these affidavits, etc or we > won't cover the fraud. > > > -- > -Barry Shein > > The World | b...@theworld.com | http://www.TheWorld.com > Purveyors to the Trade | Voice: 800-THE-WRLD | Dial-Up: US, PR, Canada > Software Tool & Die | Public Access Internet | SINCE 1989 *oo*